Junaid Khan

Junaid Khan Email and Phone Number

Digital Banking | Business Leader | Data Expert | Strategy | Digital Transformation @ Al Baraka Bank Pakistan Ltd.
Junaid Khan's Location
Pakistan, Pakistan
Junaid Khan's Contact Details

Junaid Khan work email

Junaid Khan personal email

About Junaid Khan

Sixteen years proven success in achieving visibility and predictability (creating knowledge) towards diversifying the business portfolio of a leading multinational bank in Pakistan and attaining market leadership: • Established a distinguished career as a business leader, integrating a robust foundation in data expertise, with a particular emphasis on Product Ownership.• Elevated career trajectory by prioritizing and enhancing customer experiences, translating them into actionable business Key Performance Indicators (KPIs), while implementing Product Ownership principles.• Developed and implemented impactful strategies that played a pivotal role in directly influencing customer satisfaction, loyalty, and overall experience, integrating principles of Product Ownership throughout.• Spearheaded the development and implementation of decision support systems grounded in data and analytics, ensuring strategic alignment with organizational goals and embracing Product Ownership frameworks.• Utilized data-driven insights to guide strategic decision-making processes, with a focus on the holistic customer lifecycle, incorporating Product Ownership strategies to formulate comprehensive and cohesive approaches.• Proactively evolved business acumen by incorporating advanced data science skills, staying abreast of industry advancements, and applying cutting-edge techniques, particularly within the context of Product Ownership.• Demonstrated expertise in weaving together all components of the customer lifecycle, emphasizing Product Ownership principles and leveraging data to formulate impactful and cohesive strategies.• Led initiatives in setting KPIs, establishing targets, budgeting, financial modeling, and analyzing customer journeys and channel insights, ensuring Product Ownership principles are integral to decision-making.• Spearheaded work automation using algorithms and data tools, focusing on enhancing digital customer engagement and streamlining processes, with a specific emphasis on Product Ownership.• Effectively communicated predictions and findings to both management and IT departments through data visualizations and comprehensive reports, ensuring a clear narrative that incorporates perspectives of Product Ownership.

Junaid Khan's Current Company Details
Al Baraka Bank Pakistan Ltd.

Al Baraka Bank Pakistan Ltd.

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Digital Banking | Business Leader | Data Expert | Strategy | Digital Transformation
Website:
albaraka.com.pk
Employees:
705
Junaid Khan Work Experience Details
  • Al Baraka Bank Pakistan Ltd.
    Head Digital Governance And Intelligence
    Al Baraka Bank Pakistan Ltd. Nov 2024 - Present
    Sindh, Pakistan
  • National Bank Of Pakistan
    Wing Head - Analytics
    National Bank Of Pakistan Jun 2023 - Nov 2024
    Karāchi, Sindh, Pakistan
  • United Bank Limited
    Head Business Intelligence & Financial Analytics
    United Bank Limited Jan 2019 - May 2023
    Karachi
  • United Bank Limited
    Manager Business Intelligence (Bi & Planning - Digital Banking)
    United Bank Limited Jan 2018 - Jan 2019
    Head Office
  • United Bank Limited
    Manager Business Analytics (Bi & Planning - Payment Services Group)
    United Bank Limited Jul 2015 - Dec 2017
    Head Office
    • Automation of various reports for daily circulation for Payment Services Group.• Setting targets on National levels for sales team. • Initiation of reports for better visibility of Merchant business.• Manage detailed reconciliation of all Special projects (WHO, UNDP, NADRA Licenses etc.).
  • United Bank Limited
    Manager Business Analytics (Bi & Planning - Banking Products Group)
    United Bank Limited Jan 2015 - Jun 2015
    Head Office
    Detailed analytics, reconciliations & reporting of UBL Banking Products Group which includes following businesses.• International Remittance• Merchant Acquiring• Debit Card• Transactional Banking• Cash Management• NRP Products• Branchless & E-Banking-OMNI• Marketing
  • United Bank Limited
    Assistant Manager Business Analytics (Branchless Banking)
    United Bank Limited Mar 2011 - Dec 2014
    Head Office
    • Performed budgetary controls by evaluating collection/sales force performances and also conducted analyses for both costs and revenues.• Conducted analyses thereby calculating the average number of days taken by the bank to collect payments from the customers and suggested improvements to boost overall recovery and liquidity strategies.• Reviewed/Evaluated business financial statements thereby assisting senior management in identifying existing business health for more effective decision making.• Production, consolidation and reconciliation of financial and management reports and business analytics to monitor performance of e banking and deposit products/ projects• Conducted comprehensive assessment of business’ budgets to identify potential cost savings thereby assisting in improving overall business profitability• Track budget variances and provide rolling forecasts for sales monitoring of targets• Manage reporting, MIS & analytics to ensure market leadership of e-products • Critical daily reporting to major stakeholders and regulatory bodies• Commission and fee income calculation and float on various G2P/ NGO flood relief disbursement projects1. WATAN FLOOD RELIEFE PROGRAM (PHASE 1 & 2)2. SINDH PEOPLES CARD3. WORLD FOOD PROGRAM4. BAYNAZIR INCOME SUPPORT PROGRAM• Reconciliation of MPR for the correct parking of Income and expenses.• Development of MIS on new projects to give concerns different Angles to analyze portfolio behavior.• Responsible for providing data to SBP as per the requirements.1. Preparation of quarterly Transaction Report for Submission (over all Branchless Banking Portfolio).2. Preparation of all Government Projects Report for submission.• Responsible for providing data and report to the research Group on monthly basis
  • United Bank Limited
    Business Analyst (Consumer Banking)
    United Bank Limited Mar 2008 - Mar 2011
    Consumer Banking
    • Daily reporting of Collection and Recovery performance reports. • Responsible for daily reporting of consumer portfolio and its products.• Responsible for reporting delinquencies to respective credit bureaus monthly. • Responsible for incentives preparations and their disbursal for collections and recovery after their approval from respective authorities.• Cross product analysis for Credit Cards – W/O against different consumer products on monthly basis.• Responsible for reporting of NPL data to FINCON and state Bank on monthly basis.• Compilation of data for Basil for provision calculation.• Reporting of provision MIS to management.• Assist Manager MIS in all statutory and internal reporting.• Assist Manager MIS to provide data for internal audit• Reporting of Settlement MIS to management and Board of Directors.

Junaid Khan Skills

Access Mis Statistical Modeling Sql Banking Business Analysis Credit Risk Credit Cards Credit Financial Analysis Risk Management Business Intelligence Excel E Commerce Microsoft Excel Data Warehousing Retail Banking Internet Banking Finance Forecasting Management Analysis Analytics Relationship Management Process Improvement Portfolio Management Trade Finance Basel Ii Financial Risk Internal Audit Team Management Teamwork Commercial Banking Credit Analysis Analytical Skills Management Information Systems

Junaid Khan Education Details

Frequently Asked Questions about Junaid Khan

What company does Junaid Khan work for?

Junaid Khan works for Al Baraka Bank Pakistan Ltd.

What is Junaid Khan's role at the current company?

Junaid Khan's current role is Digital Banking | Business Leader | Data Expert | Strategy | Digital Transformation.

What is Junaid Khan's email address?

Junaid Khan's email address is so****@****ail.com

What schools did Junaid Khan attend?

Junaid Khan attended Karachi University, Karachi Board 2006.

What skills is Junaid Khan known for?

Junaid Khan has skills like Access, Mis, Statistical Modeling, Sql, Banking, Business Analysis, Credit Risk, Credit Cards, Credit, Financial Analysis, Risk Management, Business Intelligence.

Who are Junaid Khan's colleagues?

Junaid Khan's colleagues are Zafar Kazmi, Adnan Ahmed Khan, Asad Khan, Shoaib Ahmed, Bisma Yaqoob, Abdul Rafay, Cedric Rego.

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