Justin Ciervo Email and Phone Number

• Staffing of substitute teachers in the south jersey area.• Coordinate with numerous school districts with the goal of staffing teachers, teacher aides, nurses.• Constant contact with substitutes assisting them in obtaining employment.

• Take direction from Executives, Manager and Executive’s assistants on travel plans and any changes to those plans• Keep up-to-date records of all business trips including receipts, mileage, and hours worked• Provide a level of administrative and overall executive support to VIP’s and high-level executives• Providing a first-class service at all times, ensuring a timely route is selected• Work in a high paced environment, managing and facilitating the flow of information to the office in a poised, professional, and efficient manner

• Develop loan applications by evaluating applicant information and documentation. Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client's financial situation.

• Sold and originated residential mortgages by customary and regular involvement in activities related to selling loans away from the office.• Obtained, verified, and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.• Met with applicants to obtain information for loan applications and to answer questions about the process.

• Analyze applicants’ financial status, credit, and property evaluation to determine loan feasibility. • Actively managed continuous pipeline ranging from 35-60 loans on average• Adhere to all federal and state compliance guidelines relative to retail mortgage lending. • Served as the primary liaison between the borrower, the underwriter