Justin Owenby Email and Phone Number

SERVED AS A LOAN ASSISTANT charged with reviewing and analyzing loan applications and credit reports while determining which loan program buyers would be eligible for, based upon financial credit data.ACCURATELY AND EFFICIENTLY CREATED AND UTILIZED advanced Excel functionality while preparing application logs for Loan Specialists, which sustains accountability and ensures a comprehensive account of the customer database.DEMONSTRATED EXPERT-LEVEL INTERPERSONAL COMMUNCATION, leadership, and active listening skills by communicating effectively with real estate agents, associated clients, inter-agencies, and cross-functional departments. Provides information regarding program policies and details to assist in marketing outreach efforts, which provides closer relationships and increases program awareness.LIAISON & ADVOCATE, aiding agency specialists in uploading paper files to digital electronic customer filing systems, providing a universal database accessible online.Select Position Achievements & Contributions: Exhibited proficiency in residential mortgage loan applications in formal work settings, determining acceptable rental history, and using automated underwriting, employment verification, and credit history. Additionally, professional knowledge in resolving problem/delinquent borrower accounts. Utilized software programs and systems such as: UNIFI & LoanServe, a loan portfolio software. As a Community Advisor & Subject Matter Expert (SME), drafted formal presentations on program policies and processes for converting files to an electronic filing system. Composed policy letters on associate procedures and correspondence letters for loan approvals and denials. Continually maintained basic understanding and awareness of EO/CR policies and tasks of the Agency and Departmental goals, while monitoring compliance with security Regulations and safeguarding all personal identifiable information (PII).

✪ I enjoyed delivering value to the company by efficiently managing all aspects of security, asset protection, and theft prevention programs. ✪ My military experience in leadership, training, and security served as a strong foundation as I designed and delivered a myriad of highly successful trainings that led to decreased losses and increased security. ✪ Passionate about excelling at my job, I assisted law enforcement, detectives, and fire marshals with investigations of drug trafficking, theft, arson, credit card fraud, insurance fraud, missing persons, traffic accidents, escaped convicts, and bank robberies. ✪ I successfully investigated four cases of liability fraud each month as I continually prevented theft from customers and employees alike. ✪ My top accomplishments here included apprehending an average of over 30 shoplifters per month, which remains the highest in the market and reducing the number of storage inventory losses from 1.08% to .08% in one year.

✪ Here you will find that I was credited with teaching 5k trainees in 134 small arms classes and reaching a 96% trainee qualification rate with zero safety mishaps.✪ I am proud to say that I decreased maintenance time 20% by restructuring the parts program and creating a new and improved accountability system for more than 30k items.✪ Under my leadership, we effectively managed over 8k weapons valued at over $3.9M, and each trainee was thoroughly educated in the areas of weapon use, firefighting, and marksmanship.

✪ I specialized in administering in-depth security and rapid response to safeguard $5.5B in resources and more than 11k base residents. ✪ Due to my efforts, expertise, and dedication, we distributed over 3M ammunitions and more than 7k weapons with zero discrepancies. ✪ While laying the groundwork for ironclad security measures, I continuously decreased terrorism while increasing protection and the peace of mind of my superiors. ✪ I received high praise and commendations as the Best Security Seen to Date while protecting General Hertzog and his distinguished guests during his many base visits. ✪ My top accomplishments here also include securing 21 nuclear-laden aircraft with zero security penetrations, and preventing attacks for seven munitions transports and 12 inner area resource movements per year; additionally, we always arrived at our destinations on schedule