Justin Bigham, Cpa Email & Phone Number

Oswego, Ny, Us

Tampa, Fl, Us

Fermented Reality is a craft beer lifestyle company. We created B Cups®. B Cups® are plastic Craft Beer Cups shaped to enhance the flavors and aromas of your favorite craft beer style. Using subtle patented design elements, we are able to offer you proper plasticware for proper craft beer when glassware is not available, or in settings when breakable glass is prohibited. Our patented design most importantly enhances the aromas of your craft beer, are easily stackable, and incredibly comfortable to hold. B Cups® are all Recyclable, Dishwasher Safe, Non-Toxic, BPA Free, BPS Free and Phthalates Free. B Cups® are crystal clear and provide a glass-equivelent craft beer drinking experience. B Cups are perfect for Hiking, Poolside, Fishing, Golfing, Boating, Beaching, Stadiums, Hotels, Restaurants, or anytime when glass just isn't an option.

Warsaw, Ny, Us

Warsaw, Ny, Us

Warsaw, Ny, Us

Buffalo, Ny, Us

Lead financial planning and analysis functions, including the creation and maintenance of budgets, financial models, ad hoc reporting and forecasts. Additionally, responsible for preparing financial reporting packages and variance analysis to facilitate decision making to enhance company performance.

Buffalo, Ny, Us

Directed product and P&L for business lines of Consumer & Small Business, including deposits, payments (debit & credit card), and lending (secured & unsecured). Defined and executed strategic plans and financial objectives, including product ideation, development, design, and pricing. Managed customer experience and first-line compliance and risk management. Voting member of Operating Committee, ALCO, Consumer Credit Risk and Policy, New Products & Services Committee, Operational Risk, Internal Capital Adequacy Assessment Process.

Buffalo, Ny, Us

Developed and led financial analysis, forecasting and annual planning process to shape and influence business performance and continuous improvement. Supported due diligence process and development of investor presentations, earnings release presentations and call scripts. Facilitated close process, quarterly earnings release, quarterly business unit reviews, opportunity and risk assessments, and business valuation analyses.

Buffalo, New York, Us

Acted as Divisional CFO to 4 Executive Vice Presidents in Mortgage, Consumer Lending, Banking Services and Support Services; provided strategic actionable analyses, advising of risks, dependencies, and actions needed to achieve performance. Delivered analyses and presentations to Management Committee and Senior Management.

Buffalo, New York, Us

Moved into Mortgage and Consumer Lending as a result of the subprime mortgage crisis to provide enhanced visibility into the risks and financial performance of the Mortgage Division. Provided strategic actionable analyses, advising of risks, dependencies, and actions needed to achieve performance. Delivered analyses and presentations to Executive and Senior Management.

Buffalo, New York, Us

Promoted to centralize a previously decentralized Segment Finance Function across the organization. Led a team of 28 Finance professionals that served as Financial Business Partners for every business line throughout the organization. Reestablished credibility in the Segment Finance Function.

Buffalo, New York, Us

Acted as the Divisional CFO to 2 Executive Vice Presidents in the Commercial Bank with responsibility for providing strategic actionable analyses, advising of risks, dependencies, and actions needed to achieve performance. Delivered analyses and presentations to Senior Management.

Gb

Performed annual and financial risk assessment, audit planning execution and review, analytical procedures, written reports, management presentations and client relationship. Reviewed annual reports, financial statements and registration statements for a variety of industries and size of clients (annual revenues ranging from $20 million to $7 billion) with concentrations in manufacturing, software and cable.

Gb

Performed annual and financial risk assessment, audit planning execution and review, analytical procedures, written reports, management presentations and client relationship. Reviewed annual reports, financial statements and registration statements for a variety of industries and size of clients (annual revenues ranging from $20 million to $7 billion) with concentrations in manufacturing, software and cable.

Bba, Accounting

Education record