Justin Perry Email & Phone Number

Atlanta, Ga, Us

Practice areas include: closings for construction, renovation, CapEx (FF&E), PACE and Mezzanine loans for hotel owners; corporate governance; contract drafting and negotiation; commercial real estate; ground leases; problem loan assessment, workout and resolution; lawsuits on notes; foreclosure; confirmation; deficiency judgment suits; bankruptcy; and collections. Reports directly to the Chief Executive Officer.

• Attended and prepared minutes for all director and shareholder meetings for the bank, its holding company and four affiliated entities as well as eight separate board committees.• Managed all law firm engagements and litigation, which included the successful resolution of a multimillion dollar suit involving a cyber-breach.• Built a vendor management program and oversaw the comprehensive review of and risk assessment pertaining to more than 300 vendor contracts, which resulted in the elimination of many redundant or superfluous contracts and, in many cases, more favorable contracts as terms were renegotiated while active or at renewal.• Responsible for researching applicable law and obtaining appropriate licenses or exemptions for the bank and the mortgage company in all active jurisdictions. HME conducted business in 26 states.• Responsible for drafting or reviewing leases associated with all facilities. CSB had 4 locations. HME had 8 locations.• Managed legal aspects pertaining to all problem loans and OREO disposition.• Responsible for developing insurance reporting policies and procedures pertaining to direct claims and counterclaims filed against CSB.• Responsible for drafting, reviewing and implementing various policies and procedures for all entities. CSB had more than 75 policies.• Heavily involved in capital raising efforts, which resulted in private investments exceeding $60MM. Responsible for responding to voluminous due diligence requests from multiple private equity investors involving corporate governance, policies, contracts, litigation, etc.

Atlanta, Ga, Us

Senior Counsel for the Special Asset Division of State Bank & Trust Company, which as a result of purchasing substantially all of the assets of Security Bank, Buckhead Community Bank and First Security National Bank, became one of the largest and most profitable Georgia-based banks. SB&T had combined assets in excess of $2.5 billion. Practice areas included: problem loan assessment, workout and resolution; lawsuits on notes; foreclosure; confirmation; deficiency judgment suits; bankruptcy; FDIC loss sharing agreements; collections; environmental law; condo and homeowner association law; commercial and residential real estate. Reported directly to the Division President.• Advised a 70 member problem asset resolution team responsible for managing a portfolio of more than 2,000 problem loans with outstanding balances exceeding $1 billion. Provided counsel to a ten member Other Real Estate Owned (OREO) group tasked with marketing and selling all of the bank’s foreclosed collateral.• Responsible for building a post-judgment collection and settlement tracking department in order to recover the maximum possible return on judgments and settlements.• Supervised all outside counsel engagements. Assessed and resolved numerous service related deficiencies. Streamlined outside counsel assignments, status reports and billing. Measured and monitored legal risks associated with all aspects of SAD, including but not limited to litigation risk.

Atlanta, Ga, Us

Served as General Counsel for Silverton Bank, N.A., the largest of the 21 “bankers banks” in the United States, having more than $4 billion in assets and serving more than 1,400 community banks in 42 states, by offering them investment, clearing, lending, credit card, insurance, and investment banking products and services. Held ultimate executive authority over all legal matters. Resolved or coordinated a response to over 1,300 separate legal matters in 4 years. Counseled executive management and the Board of Directors on Silverton Bank’s name change and its conversion from a state bankers’ bank to a national commercial bank. Advised executives on intellectual property (IP) and employment issues in multiple states. Collaborated closely with senior management on strategic planning, acquisition considerations, operational concerns and capital raising options. Reported directly to bank President and Chief Operating Officer.•Counseled executive management and the Board of Directors regarding interactions with the Office of the Comptroller of the Currency (OCC), the Federal Reserve Bank of Atlanta (FRB), the Federal Deposit Insurance Corporation (FDIC) and various state banking departments involving licensing, examinations, supervision, seizure, and enforcement. Guided executives in assessing and complying with an OCC Cease and Desist Order, an FRB Written Agreement, and an FDIC Prompt Corrective Action.•Attended and prepared minutes for all boards of directors and shareholders meetings for the bank, its holding company and all affiliated entities (over 50 in last 12 months).•Coordinated with outside counsel in drafting closing documents for several private equity and debt offerings by the bank or holding company.•Established and maintained corporate “good standing” for the bank and 9 affiliated entities.

Acquired extensive experience representing large and small businesses, banking institutions, governmental entities, and individuals in virtually all aspects of corporate, transactional, commercial, real estate, and estate planning. Developed core expertise in corporate formation and governance, real estate law (commercial and residential) and municipal finance, with a deep understanding of estate planning, and mergers and acquisitions.•Originated over seventy new matters as an associate. Elected partner in January 2005.•Formed and registered over 120 legal entities vetting required documents and coordinating client submissions. Represented clients in 33 corporate mergers or acquisitions.•Facilitated the closing of 75 commercial real estate transactions (directly leading 40 of them). Solely responsible for closing over 40 residential real estate transactions.•Drafted or probated wills for over 40 clients enabling them to transfer wealth efficiently. •Established an extensive network of contacts in the middle Georgia area including politicians, judges, attorneys, bankers and real estate developers.

Earned prestigious selection to serve as the sole judicial law clerk for the Honorable Wilbur D. Owens, Jr., a senior federal district court judge. Following highly favorable feedback on work product, received invitation to serve a second one-year term. Attended all court trials, hearings, and “in-chamber” conferences. •Drafted court orders and boasted a minimal reversal rate in the Eleventh Circuit Court of Appeals.•Acquired valuable litigation experience, composing legal opinions, orders, and correspondence on judge’s behalf.

Jd, Law

Bba, Finance/Marketing

Science

Education record