Justin Rytych, Mba Email & Phone Number

St Petersburg, Florida, United States

Lincoln, Nebraska, United States

Greater Los Angeles Area

• Managed a team of 4 credit analysts and 2 dealer service representative to oversee over 10+ states, 80+ sales reps, and 1000+ active dealerships to book 4000+ loans with 50+ million in amount financed a month• Grew a field credit analyst team from the ground up, starting from 2 and growing to 17+, increasing monthly revenue over 4 million dollars• Built a financial model using big data to consistently determine high profit opportunities, leading to 20% increase in deals for the field team• Automated over 10% of the total human hours annually by using inbedded SQL and VBA Excel to streamline key reporting tools• Managed all aspects of CRM including new features, updates, troubleshoots, and benchmarks (lesion between department and IT)

Los Angeles, California

Business Strategy and Analyticso Consistently gathered and analyzed data (credit and other) to find opportunities to price more accurately than our competitorso Conducted profitability analysis to more accurately set rates based on exposure types (high risk vs. low risk) Reporting and Automationo Introduced, built, and implemented the company’s first interactive reports in tableau, creating metrics on loss and delinquency to see the company’s statewide trends and where to acto Worked in conjunction with the Risk Department to manage projects between IT, acquisitions, and sales departmento Improved the analytics scoring dealer grades and selection presidential dealer to be reflective of profitability, affecting 22k active dealers scores and 500 presidential dealers, increasing our company’s total presidential profit from 33% to 40% of total net profito Managed and improved the dealer performance scorecards to be based on ROA which determined the preferential pricing and additional advance Westlake lent to partnership dealer. The correct dealer grade can increase the volume of our best dealers and improve the performance of our loans by preferential selections of the best customersOperational Improvementso Decreased the average time to fund a car by 25% by introducing 3rd party vendors to Originations departmento Restructured pay plans for sales and acquisition departments and then automated the payouts process resulting in less mistakes and faster payouts to employeeso Participated in starting a new servicing subsidiary with the collections team and delivered excellent results on the first $50 mil portfolio which helped service 2 more portfolios

Irvine, Ca

Financial Analysis and reporting for the Global Key Accounts• Created and automated new monthly excel reports given to key global account managers • Cleansed data to report accurate revenue and added profit contribution analysis

Indianapolis, Indiana Area

Carmel, In

I was a part of a 5 person team building a Microsoft email migration to combine Openlane and Adesa Auctions• Controlled the project schedule and assisted with preparation of budget and forecasting• Managed all communications with users and administered next-day support via ServiceNow• Wrote all user documentation for the ease of Migration• Coded ad hoc visual basic and powershell scripts to adjust/align certain user attributes

Indianapolis, Indiana Area

• Created an automated excel spreadsheet to manage the status of the company’s 430+ locations• Devised an algorithm to indicate duplicate shipping locations, saving $430,000+ on shipping and equipment replacement costs• Led an offshore team to monitor, analyze, document, and resolve failures in non-production test servers• Presented a weekly statistical report of the breakdowns for server failures, response and restoration timeso Reduced average response time from 5 minutes to less than 60 seconds and the average restoration time by 25%

Carmel, In

• Automated a process in Access VBA to calculate dividends, payments, and interest for an assortment of policies• Created queries in SQL Server to calculate the value of the tax reserve, STAT reserve, and reported GAP reserve

Worked with a student to skip 2 years of mathematicsTutored above grade material as a high school student

Master Of Business Administration (Mba), Finance, General

Activities and Societies: Student Advisory Board

Bachelor Of Science, Accounting; Mathematics; Economics

Activities and Societies: Delta Tau DeltaK201 Tutor: Proactively helped students before, during, and after class with excel and access.