Justin Winchester Email and Phone Number

• Lead a regional team of KYC AVPs, SMEs, & Associates to support various asset classes and downstream functions (e.g. Equities/Prime Brokerage, Credit, Macro, Pan Markets, Securitized Products, Tax, Legal, Product Onboarding, etc.).• Serve as a primary point of contact for U.S. KYC AML regulatory requirements, escalations, and guidance.• Oversee the production & delivery of weekly KPI reports against documented expectations to identify opportunities to upskill, correct negative behaviors, and evaluate projection targets (e.g. data quality & completion metrics, SLA adherences, QC/QA citations, etc.).• Engage with Global AML Advisory Teams and Risk Assessment Units to help mitigate risks, identify developing trends that may impact the business, and provide solutions to complex scenarios.• Contribute to Policy & Procedure Working Group sessions to draft, propose, and implement global procedural uplifts.• Liaise with global KYC functions to defend strategic solutions, drive consistency, and enhance the risk & control environment.• Participate in internal/external audit activities, own & execute remediation projects, and nuanced investigations.• Proactively connect with key stakeholders to understand anticipated volumes, upcoming priorities in their pipeline, and seek/provide feedback on process improvements.

• Managed a team of 12+ KYC Onboarding Analysts to ensure all activities and duties are carried out in full compliance with the Barclays AML Customer Lifecycle Standard (CLS).• Served as a Subject Matter Expert to provide guidance/best practices to colleagues and internal stakeholders across several business areas.• Built strong working relationships with Quality Control/Assurance Managers to collectively identify any deficiencies that may warrant remediation on client profiles where necessary.• Supported EDD Managers in producing comprehensive enhanced due diligence memos for special customer types and documenting the actions taken to align with the firm's risk appetite.• Assisted global compliance training teams with developing learning modules to help enable both new and existing analysts function more effectively.• Spearheaded governance and oversight initiatives for screening, negative news, sanction, and PEP hits.• Monitored weekly productivity reports in order to prioritize internal pipelines & assess team efficiency. • Prepared impact assessments, identified & escalated procedural gaps, participated in UAT exercises, and helped troubleshoot technology incidences.

• Specialized in onboarding hedge funds, broker-dealers, RIAs, & high-risk customer types (e.g. Unregulated IMs, PIV/PICs, MSBs, PEPs, etc.)• Performed the required KYC analysis on foreign & domestic entities by corroborating information obtained from the client, public resources, and proprietary databases.• Reviewed ownership structures, legal agreements, formation documents, tax forms, geographic locations, and the nature of business for all client portfolios in order to determine their risk profile.• ID&V all relevant directors/executives who exercise significant influence over policy and business strategy of the day-to-day operations for each entity.• Compiled associated party analyses consisting of UBOs, investment managers, private equity/hedge funds, sponsors, trustees, beneficiaries, and general partners.• Conducted sanction screenings to identify any potential adverse media or FinCrime concerns that may trigger an enhanced due diligence review (e.g. Alacra, World Check, Factiva, OFAC).• Ensured clients were in adherence with all in scope regulatory requirements (e.g. FINRA 2111, FinCEN CDD Rule, EMIR, Dodd Frank, PAC, Etc.).• Researched and submitted bi-weekly 314(a) requests received by FinCEN.

• Supervised a team of 10-16 bank associates and certified that they were trained to work in accordance with all company policies & NCUA regulations• Provided high quality, accurate, and timely investigation of member transaction reports to ensure compliance with AML regulatory standards• Effectively drafted, cased, and documented SAR narratives as required • Assembled sensitive member account information for precise CTR submissions • Responsible for analyzing customer profiles to pinpoint wary activity that may warrent further risk assessment • Collaborated with senior management to develop business improvement plans to increase profitability, combat fraudulent activity, and minimize company liability • Orchestrated monthly and quarterly audits in order to maintain strict internal business control • Retained up to date knowledge on financial laws and regulations (i.e. Patriot Act, BSA, OFAC, Etc.)

• Accountable for all check cashing, withdrawals, deposits, account maintenance & loan payments • Cross sold products (i.e. money markets, checking accounts, IRA’s, mortgages, loans, credit cards) • Supported other departments with complex client transaction inquires • Marketed promotional offers and off site business development events to increase profitability • Reconciled and balanced cash drawers, electronic funds, and GL’s daily • Verified that all security measures were completed for timely branch openings and closings • Assisted with branch proofing and replenishing tasks, including ATM’s and vaults• Preliminary screened members in order to grant them access to safety deposit boxes• Responsible for placing, receiving, and sending cash shipments for all branch locations