We put your future first! Some mortgage lenders promise good service, others promise a good rate. At Future Home Loans our commitment is to provide you with the best of both! A fantastic loan rate & world-class customer service! I'm here to help. If you’re looking to purchase your first home, second home, refinance, or obtain cash for that next remodel, we have a loan option for you!

Since 2003, mortgage lenders and consumers, as well as other real estate professionals, have called upon Don's expertise to provide high-quality appraisals on a wide range of properties in Asheville and Western North Carolina. By continuously keeping up with local real estate trends in the Asheville MSA and staying current on valuation techniques through accredited courses, we've been consistently able to produce reliable residential and commercial valuations for our clients.

-Directly supervised team of Home Mortgage Consultants (HMC’s), whose primary role is to originate Home Loans for purchase transactions.-Effectively coached HMC’s to improve performance through a variety of coaching methods such as: one-on-one call reviews and individual, private coaching sessions; group coaching sessions and “call clubs”; led team meetings, huddles and class room training; side-by-side and “in the moment” coaching; action plan development.-Number one sales team in the purchase division of Charlotte site for first full year in role, 2016.-Site Level “Leader of the month” Award for driving results in team performance, while also developing and leading site level strategies in the months of January 2016 and September 2016.-Fourth Quarter Leadership Excellence Award for Well Fargo & Co.

- Manage loan level activity from application to funding, ensuring a timely and streamlined process for all parties involved- Successfully supervised both loan pipeline and customer relationships while maintaining a high level of service- Maintained up to date knowledge of loan product guidelines for Conventional and Government Loan Products. - Site Leader for most closed loan with 21, May 2014.- Led Sales Floor of 106 Loan Officer with 38 closed loans, May 2013.- Originated 268 units in 2012 with $56,331,402 in volume- Number one producer on sales team of 13 for 2012

Collaboratively assisted with economic research, portfolio management/monitoring, trading program development/analysis and the trading of commodities and futures contracts, with a direct report to the President of Fortress Asset Management. Successfully created and implemented firm-wide utilization of 7-10 necessary client documents including: Risk Tolerance Questionnaire, New Account Forms, Disclosure Documents, Private Placement Memorandum and Due Diligence, where none existed before for this start up entity.

Proficiently handled the recurring management of assets ranging from $25-50 million for 100+ small, independently owned international trust and insurance companies, including the client deposits, premium pay outs of in-kind assets, valuations, appraisals, liquidations, cash investments and property management for real estate assets.Ensured proper title change for assets deposited and/or withdrawn that included real estate, private and public equities, private and public debt, Limited Liability Company/Limited Liability Partnership interests and mineral and oil rights. Independently evaluated suitability of alternative investments for two international insurance companies within their clients’ policies. Gathered due diligence, served as the primary point of contact and made recommendations directly to insurance company President.

Originated approximately 50-75 per year of one to four –unit residential mortgage loans ranging in loan size from $50,000 to $400,000.Continued to increase list of clientele through effective prospecting including initiation of more than 75 outbound calls per day to existing H&R Block Tax clients aiding in the successful generation of 50 - 75 new clients for the mortgage company. Ensured the timely completion of loans by incorporating consistent and succinct communication and follow-up with processors, underwriters and title representatives. In addition, ascertained the accuracy of pipeline reports, assistant updates and calendar management in the tracking of the application process.

Top producer in October, November and December of 2004 having originated approximately 15 -22 one to four-unit residential mortgages per month with an average loan size of $50,000 to $500,000.

Investment Services Advisor 01/2002 – 01/2004 Proactively recommended to clients, group savings and retirement investments resulting from extensive research and analysis of financial products and trends, that were in accordance with their personal objectives, risk tolerance and appropriate diversification. Associate Service Manager 01/2000 – 01/2002 Established and managed department with a support staff of three, ensuring proper policies and procedures were implemented and followed as they related to regulatory standards for client accounts including trade corrections, maintenance call, return deposits, Reg. T and letters of authorization.Service Support Controller 01/1995 – 01/2000Reviewed and approved letters of authorization for wire transfers/distribution, processed deposits of funds and securities. Entered equity, fixed income and mutual funds in addition to reconciling of market and non-market orders.