Joshua Wasserman, Mba Email & Phone Number

Ladera Ranch, Ca, Us

Ladera Ranch, Ca, Us

- Enforcing anti-money laundering (AML), counter-terrorist financing (CTF), and sanctions risks and regulations on a Global Scale- Effectively prioritize compliance workload and communicate the rationale behind the prioritization to team, other executive leadership, and the Board- Work with product and engineering teams on compliance problems and priorities- Balance compliance requirements against business priorities to make compliance an enabling function- Lead company during regulatory examinations/reviews and/or Independent Compliance Audits- Proactively keep leadership apprised of compliance strategy and concepts- Communicate technical and legal information to unfamiliar audiences (e.g. communicating technology-based solutions to regulators or informing product and engineering about regulations)- Licensing in all of US (MTL’s), Canada (FINTRAC), UK (EMI/API) and Africa (PSSP/IMTO)- Lead activities that involve working with fiat regulators in the US. and the Central Bank of Nigeria (CBN) along with other countries as the corporation expands globally.Day to Day Activities:Lead the strategic vision and creation of Juice’s compliance function, which will include the following:- Develop and implement policies and procedures to ensure Juice meets all regulatory requirements using a risk-based approach- Conduct a risk assessment that will identify and eliminate/mitigate risks facing Juice’s operations- Design and implement policies and procedures for onboarding, KYC, CTF, sanctions screening, AML, third-party due diligence, and other compliance related functions on a Global Scale- Build a Global strategic plan for compliance at Juice setting the compliance priorities for the business- Provide relevant compliance training to all employees, staff, and contractors of Juice per appropriate Jurisdication- Managed PCI DSS, SOC1 and SOC2 audits resulting in all passing with no findings

San Francisco, California, United States

Formerly PointCard

Established standards and procedures to ensure compliance programs throughout organization are effective in identifying, preventing, detecting, and correcting noncompliance with applicable laws and regulations.- Provided reasonable assurance to senior management and the Board that the company is complying with all regulatory requirements.- Oversaw and monitored the implementation of the compliance program.Reports directly to the Chief Executive Officer and Regulatory Counsel.- Defining the necessary level of knowledge on existing and emerging regulatory compliance requirements across the organization.- Developing the annual compliance work plan that reflects the organization's unique characteristics.- Periodically revising the compliance plan in light of regulatory changes.- Guiding in a productive, professional way, the compliance teams.- Overseeing and monitoring the implementation of the compliance program.- Providing guidance, advice, and training.- Providing strategic direction to the management team on compliance.- Preparing and presenting clear and concise compliance reports to the Board.- Interacting with regulators on compliance issues.- Coordinating efforts related to audits, reviews, and examinations.- Developing policies and programs that encourage managers and employees to report suspected fraud and other improprieties, without fear of retaliation.- Coordinating internal compliance review and monitoring activities, including periodic reviews of departments.- Independently investigating and acting on matters related to compliance.- Managed PCI DSS, SOC1 and SOC2 audits resulting in all passing with no findings.

Remote

Support the creativity of our products by providing subject-matter expertise in industry best practices and the global regulatory landscape, utilize my knowledge of risk and control management, AML, Sanctions, and Product rules and Regulations (money transmission, money service business, ACH, cryptocurrencies, OCTs, FINRA, etc.), to help establish product controls that support go to market strategies for new product launches throughout the Cash App ecosystem. Established and manage the Product Compliance Risk and Controls Framework and ensure we identify, assess, build, and catalog all Cash App product and compliance controls.Day to Day Activities include:- Lead team by giving direction and guidance, Established product risk and controls framework and program- Conduct product and compliance control gap analysis and draft remediation plans- Created and maintain product risk and controls database- Communicate applicable risks, solutions, and costs to all relevant partners- Participate in SEVs and help identify root causes, solutions, and remediation opportunities- Support expansions for new product launches by scoping, defining, and communicating necessary product control parameters- Identified appropriate product control exception reporting criteria and established appropriate escalation and remediation policy- Designed appropriate compliance metrics to facilitate feedback loop to product on control deficiencies, gaps and impact to compliance program- Built a tactical product control roadmap and set goals that align with strategic product roadmap- Designed and drafted all relevant program documentation, content, and processes- Designed new product and feature risk assessment- Identify and communicate applicable metrics, KPIs and KRIs for the leadership review, Implement- Managed PCI DSS, SOC1 and SOC2 audits resulting in all passing with no findings

Remote

Senior Executive Compliance Advisory – 5/2018 – 04/2021Director -Lead and assist Executive Management of Internal Audit in analyzing gap assessment, mapping, and target state to provide feedback on internal controls and compliance (consumer and business)-Develop, design, and deliver mapping and processes for Trust Accounts, Safety Deposit Boxes, Consumer Accounts, and Business Operations on all Regulatory compliance (i.e., Regulators, Consent Orders, MRAs) outlined by Executive Management-Executes Compliance Risk Management activities in accordance with the Bank’s PSP’s, develops new PSP’s based results of GAP Assessments, milestones, and mapping and guides implementation Bank-wide while instructing executive management on results while simultaneously instructing the Trust Account Management organization for reporting results at the Executive level-Instructs, guides, and trains all new Associates at PwC on how to conduct day to day activities, risk assessments, QCs on work performed, how to interact with Executive Management at the Bank, notetaking, how to update playbooks and guidance, and how to operate functionally as a teamSenior Internal Auditor Manager-Lead and assist Executive Management of Internal Audit in analyzing gap assessment and target state to provide feedback to management regarding consent order requirements from the OCC/FRB-Develop, design, and deliver strategies on all Regulatory compliance (i.e., regulators, Consent Orders, MRAs) outlined by the OCC, FRB and other federal regulators-Executes Compliance Risk Management activities in accordance with the Bank’s PSP’s, develops new PSP’s based results of GAP Assessments, milestones, and mapping and guides implementation Bank-wide while instructing executive management on results while simultaneously instructing the Internal

Greater Los Angeles Area

-Managed Bank and Management CAMELS ratings reporting directly to bank board members to assist in preventing financial institution failures with assets up to $495B; analyzed and evaluated all financial conditions, initiatives, compliance with federal regulations (HMDA, CRA, ECOA, TRID, Reg P, Reg DD, Reg Z, Reg O etc.)-Prepared written summaries for and complete reports of examination results, analyses, audits, and supervisory reviews for senior management Board of Directors; maintained cooperative relationships with State, Federal, and international agencies (OCC, FRB, CFPB, The Bank of Israel).-Assigned risk ratings and recommended appropriate exposure limits for over 100 financial institutions-Examined business policies, processes, procedures, and information requirements to resolve problems and improve workflow and process efficiency; assisted in identifying future needs, opportunities, and potential compliance solutions-Recommends process changes, documents, process maps, supporting metrics, business requirements and related impact analyses for complex areas such as HMDA, TRID, CRA, Liquidity, Capital, Market Risk, etc. to Executive Management-Investigated compliance complaints or inquiries from the FDIC Chairman, members of congress, White House staff, and consumers and prepared summaries of all research and final findings in a direct response-Examined LFI’s implementation of BCBS-239, the 4-pillar capability framework, ensured integration through CCAR stress testing, internal audit, and independent validation, and that defined timeframes for remedial action were followed thoroughly-Proven experience regulating the design and implementing compliance programs involving large financial institutions over $100B-Managed and prepared written formal and informal correspondence after completing audits of financial institutions up to $495B to Congress, and the public- Managed PCI DSS, SOC1 and SOC2 audit and control reviews for FI's

Kuwait

• Participating in monthly financial reporting/auditing, as well as auditing budgeting and forecasting processes, and facilitating accounting and financial schedules for internal and external reporting• Achieved accounting operational objectives by contributing accounting information and recommendations to strategic plans and reviews• Prepared and completed actions plans, production, productivity, quality, and customer service standards; completed audits, identified trends, determined improvements, and implemented appropriate change • Communicates effectively with audit leaders and clients/business leaders regarding issues and control weaknesses, offering guidance on severity and business action plans

• Completed lending program assignments and continuous monitoring • Performed financial status, credit, and collateral evaluations for various client files to ensure feasibility and risk of granting loans• Audited loan agreement files; initiated legal proceedings or debt collection when necessary • Developed, improved, and executed financial improvement plans (FIPs)

Germany

• Managed welfare, training and safety of 27-220 individuals and $25M in equipment• Set clear expectations and goals for project teams; tracked progress against timeline, and $25 million in equipment • Instructed and tested over 1,200 individuals on basic soldiering tasks • Personal Security Officer for the Combined Joint Task Force 7 • Team Leader, Shift Leader, and Chase Driver for V Corps Commanding General and dignitaries.

Master'S Degree, Human Resources Management And Services, 3.9

Master Of Business Administration - Mba, Management Information Systems, General, 3.9

Bachelor Of Science - Bs, Business Administration And Management, General, 3.95