Justin W. Rice, Cfp®, Cslp®

Justin W. Rice, Cfp®, Cslp® Email and Phone Number

New York, NY, US
Justin W. Rice, Cfp®, Cslp®'s Location
New York City Metropolitan Area, United States, United States
Justin W. Rice, Cfp®, Cslp®'s Contact Details

Justin W. Rice, Cfp®, Cslp® work email

Justin W. Rice, Cfp®, Cslp® personal email

n/a
About Justin W. Rice, Cfp®, Cslp®

Doctors are struggling with personal finance.And it's costing them dearly.Harsh but true:→ Most doctors lack financial education.→ Many start earning late and have high student loans.→ Lifestyle inflation and overconfidence hurt their finances.Doctors face unique financial challenges:• High student loan debt delays wealth building.• Late career start means less time to save.• Malpractice insurance and lower reimbursement rates add strain.And lifestyle inflation is a big issue:• After years of frugality, spending spikes.• Many live paycheck to paycheck despite high incomes.• Overconfidence leads to poor investment choices.Time constraints make it worse:• Long hours leave little time for financial planning.• High-stress levels prevent focused financial management.• Many doctors delay retirement and estate planning.All of this is alarming to say the least.So, what can doctors do about it?That's where I come in.I have spent the past 9 years guiding physicians in personal financial planning, from residency through retirement and every stage in between.Not only am I a CFP® Professional but I became the first advisor in NJ to earn the Certified Student Loan Professional (CSLP®) designation in 2019. I was also in the inaugural class of advisors in the country to be Certified in Blockchain and Digital Assets (CBDA).Here's how I help:1. Protect your income with disability & life insuranceYour income is your greatest asset. Safeguard it.2. Grow your incomeSmart investments lead to additional income.3. Build wealthStrategic planning turns income into wealth.4. Reduce taxesKeep more of what you earn with effective tax strategies.Financial planning is not just about managing money.Financial planning is about managing your life's goals and dreams.Doctors, it's time to take control of your finances.→ Prioritize education,→ Seek professional help,→ And plan early for a secure future.Send me a DM to start this convo

Justin W. Rice, Cfp®, Cslp®'s Current Company Details
Financial Planning Association of New Jersey

Financial Planning Association Of New Jersey

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President
New York, NY, US
Justin W. Rice, Cfp®, Cslp® Work Experience Details
  • Financial Planning Association Of New Jersey
    President
    Financial Planning Association Of New Jersey
    New York, Ny, Us
  • Personal Wealth Strategies
    Independent Financial Advisor
    Personal Wealth Strategies May 2018 - Present
    Hamilton, Nj, Us
    At our firm, we have the client—and only the client—in mind.Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.We understand the challenges families face today.From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.We believe in thinking “out of the box” and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and the achievement of your goals.Securities and Investment Advisory Services offered through Osaic Wealth, Inc., Member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.Please see our website for additional disclosures. www.personalwealthstrategies.com2277 Route 33, Suite 415, Hamilton, NJ 08690
  • Mid Atlantic Resource Group
    Financial Advisor
    Mid Atlantic Resource Group Nov 2015 - May 2018
    Wall, Nj, Us
    I work as a Financial Advisor, providing comprehensive financial services to Physicians, Dentists and Veterinarians. By working closely with their existing CPA and other advisors, we reduce the risk of something slipping through the cracks by proactively addressing issues in a holistic manner.Some of the time, the clients are either unhappy with the work of their current CPA or the CPA is unwilling to spend a little more time to significantly help them. Therefore, I am actively looking to discuss the tax-planning services other CPAs offer for their clients and potentially work with them if we mutually agree it is the right fit.Securities and Investment Advisory services are offered through Securian Financial Services, Inc., Member FINRA/SIPC. Mid Atlantic Resource Group is independently owned and operated. Justin is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc. Mid Atlantic Resource Group, 1800 Rt. 34 Bldg 2 Suite 201, Wall, NJ, 07719 732-922-6300
  • Robert Wood Johnson University Hospital
    Orthopaedic Research
    Robert Wood Johnson University Hospital Oct 2011 - Oct 2015
    New Brunswick, Nj, Us
    Found new ways to treat meniscus tears by creating and researching a hybrid polymer fiber/collagen sponge meniscus in a functional sheep model. Created a new device for intervertebral disc tissue engineering.
  • The Catholic University Of America
    Assistant In The Engineering Dean'S Office
    The Catholic University Of America Sep 2009 - May 2011
    Washington, Dc, Us
    Assisted the Dean's Office with setting up for various events, making deliveries and pick ups from offices all over campus and organized important student documents.
  • The Catholic University Of America
    Math And Science Tutor
    The Catholic University Of America Sep 2008 - May 2011
    Washington, Dc, Us
    Tutored fellow students in Calculus, Biology, Chemistry and Physics.
  • Pittsburgh Tissue Engineering Initiative
    Summer Intern In Combat Casualty Care And Wound Healing At Usaisr In Ft. Sam Houston, Tx
    Pittsburgh Tissue Engineering Initiative May 2010 - Aug 2010
    Worked specifically with adult bone marrow derived and adipose derived stem cells and compared their resistance to different types of oxidative stress.

Justin W. Rice, Cfp®, Cslp® Skills

Financial Planning Retirement Income Strategies Investments Life Insurance Disability Insurance Problem Solving Conflict Resolution Biomedical Engineering Tissue Engineering Mathematics Cell Culture Science Research Laboratory Stem Cells

Justin W. Rice, Cfp®, Cslp® Education Details

  • Rutgers University
    Rutgers University
    Bioengineering And Biomedical Engineering
  • Kaplan University
    Kaplan University
    Financial Planning
  • The Catholic University Of America
    The Catholic University Of America
    Bachelor Of Biomedical Engineering

Frequently Asked Questions about Justin W. Rice, Cfp®, Cslp®

What company does Justin W. Rice, Cfp®, Cslp® work for?

Justin W. Rice, Cfp®, Cslp® works for Financial Planning Association Of New Jersey

What is Justin W. Rice, Cfp®, Cslp®'s role at the current company?

Justin W. Rice, Cfp®, Cslp®'s current role is President.

What is Justin W. Rice, Cfp®, Cslp®'s email address?

Justin W. Rice, Cfp®, Cslp®'s email address is cs****@****ies.com

What schools did Justin W. Rice, Cfp®, Cslp® attend?

Justin W. Rice, Cfp®, Cslp® attended Rutgers University, Kaplan University, The Catholic University Of America.

What skills is Justin W. Rice, Cfp®, Cslp® known for?

Justin W. Rice, Cfp®, Cslp® has skills like Financial Planning, Retirement Income Strategies, Investments, Life Insurance, Disability Insurance, Problem Solving, Conflict Resolution, Biomedical Engineering, Tissue Engineering, Mathematics, Cell Culture, Science.

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