Providing appropriate Risk oversight and governance to the Secured portfolios in Consumer Credit Risk. Working with and supporting operational partners is key to delivering a compliant and effective Collections and Recoveries function focused on improving customer outcomes, reducing impairment and conduct risks and demonstrating an effective control environment.Overseeing the portfolio, being responsible for the development and production of MI and analysis that highlight emerging trends in the portfolio for discussion with the wider businessDeveloping new and more optimal strategies to deliver improvements in effectiveness and efficiency within Collections & RecoveriesManaging the control environment for their portfolio, ensuring all risks are known and raised appropriately as well as maintaining oversight of the effectiveness of operational controls and processesKey specific accountabilities:Develop and review MI c. 20-30%Produce and validate regular reporting to ensure that the portfolios are appropriately managedActively review and improve the regular and ad-hoc reporting to ensure reports are accurate, efficiently produced and create valueAnalyse and improve strategies c.20-30%Create ad-hoc pieces of analysis to identify portfolio opportunities / answer senior management queriesWork on and improve the existing Risk strategies to deliver better customer outcomes and improvement to the impairment position of the BankWork with operations c30-50%Work closely with our operational partners to deliver solutions that work across functionsHold and lead regular portfolio discussions to establish trends, drivers and expected performanceUnderstand operational challenges and work collectively to help overcome themStakeholder management and leadership.This role has extensive problem solving and analytical requirements.

My duties here as property consultant included developing new business by cold calling, sending effective mail shots and maintaining an excellent relationship with existing clients by managing their property enquiries effectively. I liaised with property owners and potential investors at management level to report any discrepancies or progress. I can advertise properties effectively in seminars and on many portals including Find-a-property, Property Finder, Loot, and many others. I’ve used softwares such as Vebra, P.M.S, Masterkey, Propspace, salesforce to manage properties and arrange viewings. I find I can close deals with ease by highlighting key factors in a property ie: Yield, ROI, Future market analysis, location, décor, space ect. as well as interest shown on a property. I am able to get all contracts signed and arrange inventories at the landlords request. I delivered over £40,000 net per month for the company through vacant, tenanted and off plan properties and occasionally leasing selling approx £3,000,000 (aed15,000,000) worth of proprties. As business developer duties included the analytical preparation of potential growth opportunities for the senior management or board of directors as well as the subsequent support and monitoring of its implementation. Both in the development phase and the implementation phase, as business developer I collaborated and integrated the knowledge and feedback from the organisation’s specialist functions, for example, research and development, production, marketing, and sales to assure that the organisation is capable of implementing the growth opportunity successfully. Tools I used to address the business development tasks are the business model answering "how do we make money" and its analytical backup and roadmap for implementation, the business plan

My employment here included many duties ranging from having meetings with clients to develop new business to delivering customer service when required. I would advise customers on availability, price and range of properties. I would also book viewings for customers and accept payments, Deposits and I.D. using many different programmes and Applications. I would develop new business by arranging Meetings with clients, mortgage firms, Insurance groups, solicitors and many other property Related businesses, offering them unbeatable deals and Solutions.

My main duties here were to ensure all applications were fully and correctly completed by going through them with the clients. I worked under a Finance Broker and handled over 40 cases each month. The types of finance we dealt with were Asset, Mortgages, Personal Loans and Commercial Loans. I developed new business through effective advertising and meetings with contacts throughout the U.K. I had to liaise and advise clients on financial solutions and find the best possible deal for their individual circumstances. Chasing customers and liaising effectively were key factors in this role.