Kale Powers Email & Phone Number

Duluth, Georgia, United States

Madison, GA

• Completed Credit Analysis across a wide variety both commercial agricultural and consumer loans including real estate transactions, equipment and livestock purchases, construction loans, and lines of credit for.
• Analyzed tax returns, financial statements and profit & loss statements on a personal and corporate level with a deep understanding and application of their contents to compile consolidated analysis to make appropriate.
• Provided compiled credit narratives and analysis for transactions within and outside of personal authority to allow sound decision-making capabilities of the approving officer.
• Utilized Scorecard underwriting techniques when conditions met underwriting guidelines for efficient credit analysis.
• Worked directly with junior underwriters to aide in credit analysis development and accelerate their future growth.

• Proficient in the use of Excel including the use of pivot tables and VLOOKUP.
• Analyzes applicants’ financial reports, financial status, credit, and asset valuations to determine feasibility of granting loans.
• Manages third-party appraisal process for all real estate assets to be taken as collateral.
• Develops and maintains positive relations with customers and local bankers.
• Responsible for managing a territory of 64 counties.
• Proven track record of success in meeting annual goals for new loans and total volume closed.

Hamilton Mill, GA

• Exemplified reliability and punctuality by completing all assigned tasks in a timely manner.
• Managed 20 sites to prevent turf damage through the heat of the summer.
• Coordinated and supervised a 2 man team and maximized team’s potential by delegating tasks to member’s strengths.
• Operated multiple pieces of heavy equipment on a daily basis.
• Analyzed sited and applied chemicals when needed.

Bachelor Of Arts - Ba, Finance, General

Associate Of Arts - Aa, Business Administration And Management, General

Diploma, Honor Graduate