Kamaldeep Sharma Email and Phone Number

-Sourcing of new business and for working capital i.e. Cash credit, OD, Term loan, LC, BG, PCL/ PCFC, Post Shipment etc. for customer turnover from INR 10.0 MM to INR 100.0 MM and funding more than INR 2.5 MM.-Servicing the existing customer by handling day to day transactions.

- Sourcing of new business for working capital i.e. Cash credit, OD, Term loan, LC, BG, PCL/ PCFC, Post Shipment etc. for customer turnover from INR 0.6 MM to INR 75.0 MM.-Analysis of Financials statements i.e. Balance Sheet, Trail Balance, P&L A/c and other financial for preparation of Credit Approval Memorandum according to bank’s Credit program.

• Sourcing of New business: - Sourcing of new business for working capital i.e. Cash credit, OD, Term loan, LC, BG, PCL/ PCFC, Post Shipment etc. for customer turnover from INR 10.0 MM to INR 200.0 MM and funding more than INR 2.5 MM. • Credit Appraisal: - Analysis of Financials statements i.e. Balance Sheet, Trail Balance, P&L A/c and other financial for preparation of Credit Approval Memorandum according to bank’s Credit program.• Monitoring & Tracking:- Monitoring of existing… Show more • Sourcing of New business: - Sourcing of new business for working capital i.e. Cash credit, OD, Term loan, LC, BG, PCL/ PCFC, Post Shipment etc. for customer turnover from INR 10.0 MM to INR 200.0 MM and funding more than INR 2.5 MM. • Credit Appraisal: - Analysis of Financials statements i.e. Balance Sheet, Trail Balance, P&L A/c and other financial for preparation of Credit Approval Memorandum according to bank’s Credit program.• Monitoring & Tracking:- Monitoring of existing portfolio regarding timely submission of stock statements, Insurances of stock & collateral securities, Issuance of renewal letters, Follow up for irregular accounts, Regularization of TOD/Adhoc, Tracking of pending deferrals etc.• Servicing to customer: - Servicing the existing customer by handling day to day problems of customer regarding operational issues and other queries of customer.• Laisioning with Internal Deptt:- Laisioning with Credit , Operation/ Credit Admin & Legal department for disbursement of limit and with Trade desk for various day to day requirement of customer related to trade finance.• Cross Sell: - Cross sell of various other products of bank i.e. Current account, saving accounts, Life insurance and General Insurance etc.• MIS: - Submission timely MIS regarding Stock statements, Pending TOD /Adhoc, No of sanctions during period, No of rejection and reason of rejection during period etc. Show less

• Sourcing of New business: - Sourcing of new business for working capital i.e. Cash credit, OD, Term loan, LC, BG, PCL/ PCFC, Post Shipment etc. for customer turnover from INR 10.0 MM to INR 200.0 MM and funding more than INR 2.5 MM. • Credit Appraisal: - Analysis of Financials statements i.e. Balance Sheet, Trail Balance, P&L A/c and other financial for preparation of Credit Approval Memorandum according to bank’s Credit program.• Monitoring & Tracking:- Monitoring of existing… Show more • Sourcing of New business: - Sourcing of new business for working capital i.e. Cash credit, OD, Term loan, LC, BG, PCL/ PCFC, Post Shipment etc. for customer turnover from INR 10.0 MM to INR 200.0 MM and funding more than INR 2.5 MM. • Credit Appraisal: - Analysis of Financials statements i.e. Balance Sheet, Trail Balance, P&L A/c and other financial for preparation of Credit Approval Memorandum according to bank’s Credit program.• Monitoring & Tracking:- Monitoring of existing portfolio regarding timely submission of stock statements, Insurances of stock & collateral securities, Issuance of renewal letters, Follow up for irregular accounts, Regularization of TOD/Adhoc, Tracking of pending deferrals etc.• Servicing to customer: - Servicing the existing customer by handling day to day problems of customer regarding operational issues and other queries of customer.• Laisioning with Internal Deptt:- Laisioning with Credit , Operation/ Credit Admin & Legal department for disbursement of limit and with Trade desk for various day to day requirement of customer related to trade finance.• Cross Sell: - Cross sell of various other products of bank i.e. Current account, saving accounts, Life insurance and General Insurance etc.• MIS: - Submission timely MIS regarding Stock statements, Pending TOD /Adhoc, No of sanctions during period, No of rejection and reason of rejection during period etc. Show less

• Sourcing of New business: - Sourcing of new business for working capital i.e. Cash credit, ODAP, Term loan, LC, BG etc.• Credit Appraisal :- Analysis of Financials statements i.e. Balance Sheet, Trail Balance, P&L A/c and preparation of appraisal according to bank’s Credit program.• Servicing to customer: - Servicing the existing customer by handling day to day problems of customer regarding operational issues and other queries of customer.• Monitoring & Tracking:- Monitoring of… Show more • Sourcing of New business: - Sourcing of new business for working capital i.e. Cash credit, ODAP, Term loan, LC, BG etc.• Credit Appraisal :- Analysis of Financials statements i.e. Balance Sheet, Trail Balance, P&L A/c and preparation of appraisal according to bank’s Credit program.• Servicing to customer: - Servicing the existing customer by handling day to day problems of customer regarding operational issues and other queries of customer.• Monitoring & Tracking:- Monitoring of existing portfolio regarding timely submission of stock statements, Insurances of stock & collateral securities, Issuance of renewal letters, Follow up for irregular accounts, Regularization of TOD/Adhoc, Tracking deferrals etc.• MIS: - Submission timely MIS regarding Stock statements, Pending TOD /Adhoc, No of sanctions during period, No of rejection and reason of rejection during period etc.• Cross Sell: - Cross sell of various other products of bank i.e. Current account, saving accounts, Life insurance and General Insurance Show less

• Documentation: Preparation of Legal documents according to facility sanctioned i.e. Cash Credit, Term Loan, ODIP, Bill Purchased / Discounting, Letter of Credit, Bank Guarantee etc, after receiving sanction for getting it signed from client.• Maintenance of Documents Files: Maintaining legal document files, all correspondence files related to facility sanctioned to clients for facilitation of audits. Laisioning with local lawyer and revenue department related to mutation and Jamanbandies… Show more • Documentation: Preparation of Legal documents according to facility sanctioned i.e. Cash Credit, Term Loan, ODIP, Bill Purchased / Discounting, Letter of Credit, Bank Guarantee etc, after receiving sanction for getting it signed from client.• Maintenance of Documents Files: Maintaining legal document files, all correspondence files related to facility sanctioned to clients for facilitation of audits. Laisioning with local lawyer and revenue department related to mutation and Jamanbandies of properties.• Uplodation of limits: Uplodation of limits and opening of accounts in Finacle core banking software after getting signed documents from clients.• Monitoring & Tracking : Monitoring of existing portfolio regarding timely submission of stock statements, Insurances of stock & collateral securities, Issuance of renewal letters, Follow up for irregular accounts, Regularization of TOD/Adhoc, Tracking deferrals, Centralization of legal documents.• Audit rating & Compliance: Co-coordinating in Internal audits, Statutory Audit, RBI Audits & their timely compliance.• Legal Compliance: Filing of ROC charge with ministry of company affairs for charge on Stock, Book Debts property etc in case of Companies. Laisioning with Revenue authorities for marking bank’s lien in revenue record for property mortgaged.• MIS: Submission timely MIS regarding Pending TOD /Adhoc, Interest servicing, pending stock statement etc. Show less

• MIS of Cash, Bank balance & Deposits: Providing daily MIS of Deposits, Borrowing, Cash and Bank Balances of all branches. Submission of the same to Treasury for monitoring compliances with statutory reserve requirements viz. CRR and SLR.• RBI Reporting : Complete analysis of Balance Sheet for the preparation of RBI Reports like FORM-A (calculation of CRR and SLR), FORM X, BSR IV, BSR VI & BSR VII, and Export Credit Refinance Statement.• Assisting in Balance Sheet : Preparation of… Show more • MIS of Cash, Bank balance & Deposits: Providing daily MIS of Deposits, Borrowing, Cash and Bank Balances of all branches. Submission of the same to Treasury for monitoring compliances with statutory reserve requirements viz. CRR and SLR.• RBI Reporting : Complete analysis of Balance Sheet for the preparation of RBI Reports like FORM-A (calculation of CRR and SLR), FORM X, BSR IV, BSR VI & BSR VII, and Export Credit Refinance Statement.• Assisting in Balance Sheet : Preparation of Operating Expenses, Other Income, Trend P&L statement (MIS of detail Income & Expenses segment wise) Interest on Agriculture and Overdue deposit detail at every reporting Friday & month end for balance sheet purpose• Fixed Asset Management: Responsible for preparing various reports for the higher management, conducting analysis of records & physical verification of Fixed Assets. Providing Depreciation for Balance Sheet purpose every fortnight.• Service Tax Return: Preparation of data for CENVAT credit return to service tax department and calculation of service tax credit amount on monthly basis. Follow up with branches and analyzing all expense head for preparing input service tax credit register. Show less