Kam Patel

Kam Patel Email and Phone Number

Co-Founder and CTO @ PiXL
London, GB
Kam Patel's Location
London, England, United Kingdom, United Kingdom
Kam Patel's Contact Details
About Kam Patel

With an extensive background across technology, finance, and operations, Kam Patel’s career spans nearly four decades, combining technical depth with strategic business acumen. Kam is a seasoned professional in Fintech, Payments, and Banking, known for his transformational work in digital architecture, payments innovation, and operational efficiency.Strategic Vision and Transformational ExpertiseKam brings an unparalleled ability to streamline and grow businesses by focusing on innovative technology and practical solutions. With experience as COO, CTO, and Chief Architect across high-profile financial and technology roles, he has overseen diverse projects, from payments architecture and digital transformation to global DevOps initiatives. Kam's approach balances bold innovation with operational rigor, driving sustainable growth and effective stakeholder engagement.Technical Leadership and Advisory RolesAs a Principal Consultant and advisor for numerous fintech and banking projects, Kam has worked with industry giants such as HSBC, Lloyds Banking Group, and innovative startups. His advisory roles emphasize architecture optimization, regulatory compliance, and the strategic deployment of AI, blockchain, and other emerging technologies. Kam’s global perspective, acquired from roles across the UK, UAE, the US, and Asia, is invaluable to businesses aiming for international expansion.Investment and Growth-Oriented ApproachFor companies and investors, Kam offers a unique blend of technical and financial insight, supporting investment strategies that align with growth goals and operational capabilities. He has successfully scaled fintech ventures, optimized technical processes, and built product roadmaps that enhance market value. His role as a Fintech/Technology Advisor has included fundraising support, strategic planning, and operational insights tailored for high-growth environments.Kam’s extensive network and collaborative mindset make him an ideal partner for companies looking to bridge technology with tangible business outcomes. With deep expertise in SaaS, digital banking, Web2 and Web3 ecosystems, and the operational demands of scalable platforms, Kam stands ready to drive impactful change and deliver value in fintech and beyond.

Kam Patel's Current Company Details
PiXL

Pixl

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Co-Founder and CTO
London, GB
Website:
pixl.property
Employees:
7
Kam Patel Work Experience Details
  • Pixl
    Co-Founder And Cto
    Pixl
    London, Gb
    View
  • Vcl Developments
    Technology Advisor
    Vcl Developments Sep 2024 - Present
    Technical Advisor and fractional CTO for Property Developers
  • Meed
    Advisor
    Meed Jul 2024 - Present
    Hong Kong, Hk
    As Investment, Technical, and Operational Advisor to meed, I help drive the company’s mission to redefine loyalty through simplicity, connectivity, and data-driven insights. meed addresses a major gap in the $27 trillion retail market: fragmented loyalty systems that overwhelm consumers and hinder businesses. This platform consolidates multiple loyalty programs into a seamless, app-free experience, where consumers access rewards with a single scan, and businesses easily launch programs without complex integrations.meed’s three-tier subscription model accommodates businesses of all sizes, allowing brands to connect with customers through a unified, effortless platform. Each business added amplifies meed’s network effect, creating a dynamic loyalty ecosystem that fuels discovery for consumers and organic customer acquisition for businesses. This model has achieved strong traction in Hong Kong, Singapore, and Thailand, with plans for expansion across Europe, North America, and the Middle East.In my role, I advise on investment strategies to support meed’s expansion, leveraging funding and partnerships to sustain growth. I also guide the technical roadmap to ensure the platform remains resilient and future-ready, with innovations like Web3 and tokenized loyalty on the horizon. Operationally, I optimize processes that enhance platform efficiency and align with our global growth strategy.Together, we’re building a loyalty ecosystem that is scalable, privacy-centric, and designed to meet the needs of modern consumers and businesses alike. I’m proud to support meed in setting a new global standard for loyalty engagement.
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  • Fatedate®️
    Technology Advisor
    Fatedate®️ Jun 2024 - Present
    Leicester, England, Gb
    Supporting Founder with Technology and Investment Advice
    View
  • Payments Expertise
    Founder
    Payments Expertise May 2024 - Present
    I am thrilled to announce my latest venture where I serve as the Founder of a pre-seed stealth startup focused on revolutionizing the payment industry. We are at the intersection of digital assets, payments, and artificial intelligence, crafting innovative solutions that will redefine how businesses and consumers interact with financial technology.While the specifics of our mission are under wraps, our goal is to leverage cutting-edge AI technology and the vast potential of digital currencies to create robust, scalable solutions that ensure seamless transactions and enhanced security in the digital space.This new chapter is not just a business endeavor but a passion project aimed at addressing some of the most pressing challenges and opportunities in the fintech sector today. We are committed to pushing the boundaries of technology and financial services to provide groundbreaking products that are as secure as they are innovative.Stay tuned for more updates as we progress on our journey to transform the financial landscape.
  • Custodiex
    Chief Revenue Officer
    Custodiex Aug 2023 - May 2024
    Manchester, England, Gb
    Role: Provided leadership for strategic initiatives, overseeing the company's vision, and commercial and ensuring operational excellence. Managed board interactions, collaborated with the management team, and executed key initiatives
Accomplishments: Closed commercial collaboration agreement with one of the biggest physical security companies in the world to sell Custodiex products together with their physical security services to their financial institutions.
Drove and supported due diligence process for a potential acquisition of Custodiex from a third party including steering RFP responses, due diligence, and negotiations.
Led customer pitches, fostering contacts for future customers and collaborations and also initiated vital partnerships and engagements.
Re-established crucial partnerships, participated in conferences, and initiated marketing campaigns.
Optimised board meetings, strategic moves, and workshops including facilitating smooth office relocation, and engaging vital stakeholders.
Initiated HR investigations, ensuring adherence to standards.
Temporarily served as interim CEO, demonstrating effective leadership, strategic vision, and impactful contributions towards organisational growth and stability. Managed a broad spectrum of responsibilities, including internal investigations, strategic partnerships, fundraising initiatives, and process optimisations.Addressed anomalies, initiated investor search, and contributed to fundraising.
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  • Custodiex
    Chief Operating Officer
    Custodiex Mar 2022 - Aug 2023
    Manchester, England, Gb
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  • My Community Finance
    Chief Technology Officer
    My Community Finance Jan 2021 - Oct 2021
    London, England, Gb
    Role:Ownership of the technical direction, leading a talented, fast-growing offshore and onshore team, setting the vision of how technology will be used, and lead the strategy for the various platforms including Lending, Savings, Payments, and Data. Leading and shaping how the business works to achieve the strategic goal of operational excellence and be the visionary and driver of the technology strategy, in a hands-on role. Accomplishments:Big-ticket Epics delivered: 15 min Bullet Loans, Nationality and Companies House API, moving from salesforce to React for UI Portal, Launching a new internal (non-credit union) lending book for Amplifi/MCF, Top Up Loans / Rescheduling, Access management for queues and logons for Salesforce, GDPR Remediation & ISO 27001, Motor Finance, Decision Engine Roadmap, Office Move - Technology, Xero integration with Mambu for GL entry reconciliation, Open Banking via aggregator optimisations, automatic settlement quotes for customers via portalRFPs: Devised, delivered and vendor selected and programmes driven in Machine Learning / AI and Collection / Arrears Management SystemCloud Re-architecture: AWS Usage and Cloud Architecture Optimisation including AWS Framework reviews and actions for stabilising and future proofing platform Product Evaluations: Cybersecurity, for Customer tracking analytics, and Email Management SystemResourcing Plan: Creation of graduate programme & replacement of offshore team members with onshore internal resourcesVendor Management: Renegotiated Salesforce contract for 36 months – reducing payments in short term and moving from prepaid yearly to prepaid quarterly helping with cash flowPayments: Delivered improvements in Payments Processing Design and Financial Reconciliation ReportingData: Delivered Data Strategy to enable Data Architecture, Data Optimisation, Data Lake and Repository management, Reporting and Analytics Support, and Data Science and Machine Learning
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  • Fintechsss.Com
    Ceo And Founder
    Fintechsss.Com Jul 2017 - Dec 2020
    Role:For over 10 years, the Fintechsss team has been providing consulting services to the world’s leading financial services companies. From IT strategy, architecture and design, to project delivery and software development, the team enables institutions to rapidly capitalise on the latest technology and market drivers to reduce costs, boost revenues and ensure compliance with regulatory and industry standards. Our Unique Selling Points are Size, Experience, Partnerships, Cutting Edge technology and innovation, speed to market and agility to respond to customer needs.
  • Addventures.Io
    Head Of Digital & Technology Innovation
    Addventures.Io Sep 2019 - Sep 2020
    London, England, Gb
    Role:Supporting client engagement with a wealth of commercial, business, and technical experience at UK, European and global levels particularly in the areas of merchant acceptance, client management, new product development, and EMV implementation in Europe from the outset to maturity.Accomplishments:• Workshops and consultancies focused around Payments Market Insights, Profit Optimisation, Future-Proofing Payments Architecture, Vendor Analysis, Payment Systems Migrations, Fintech Payments Partnerships
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  • Pay-X Limited
    Principal Payments Consultant
    Pay-X Limited Jan 2008 - Sep 2020
    Role:Supporting client engagement with a wealth of commercial, business and technical experience at UK, European and global levels particularly in the areas of merchant acceptance, client management, new product development and EMV implementation in Europe from outset to maturity.
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  • Paysafe Group
    Technology Consultant
    Paysafe Group Feb 2020 - May 2020
    London, London, Gb
    Role:Worked directly for the CTO, working with the leadership team and alongside the architecture team to produce a Technology strategy paper outlining the understanding of the business vision and challenges, architecture philosophy, business architecture view, IT architecture view (Infrastructure, Data & application), roadmap and key initiatives (for each of the value streams), KPIs &measurements and multi-year spend profile for Paysafe GroupAccomplishments:• Delivered a consolidated presentation that articulated Paysafe’s strategy, containing Group level breakdown, Digital wallets LOB, eCash LOB, Payments processing LOB, and Back-office.• Delivered a three-year technology roadmap including a Group High-level solution architecture, a plan for transitioning from the current state to target state including short/mid/long term actions and recommendations, recommendations on decisions to buy vs build vs refactor/consolidate, Major phases, Critical success factors and best practices for approach/TOM for recommendations, a Technical design, NFRs and Software development life cycle
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  • Neuecapital Partners
    Fintech / Technology Advisor
    Neuecapital Partners Feb 2018 - Sep 2019
    Palo Alto, California, Us
    Role:With frank, honest, open communication:ASSISTANCE:• Assist in thinking through the overall direction of the Company and where it sits relevant to other firms• Assist in recruiting great engineering talent to build out the management team• Assist in co-producing a business vision and marketing strategy that reflects the Company’s competitive grid, challenges ahead and fulfilling its potential• Assist the sales teams in building effective case studies and next prospect and funnel lead generation tools. 
HELP:• Help design an architecture and model that can scale• Help identify other like-minded individuals that may accelerate Company growth, financial prospects and long-term success• Help build a culture of greatness that can scale• Help identify / introduce customers, vendors and partners in banking, to offer or facilitate product and servicesOFFER:• Offer ongoing insights to Company management• Offer insights in vendor solutions and recommend technical direction• Offer ongoing insights to Company management• Offer support in co-producing and iterating investment decks and/or business plans that is attractive to investors
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  • E.On
    Principal Architect / Lead Solutions Architect - Digital
    E.On Mar 2018 - Sep 2018
    Essen, De
    Role:Overall responsibility for architecture and design of digital landscape, providing digital leadership throughout the business unit for website, app and mobile solutions
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  • Cogninow
    Cto And Founder
    Cogninow Aug 2017 - Mar 2018
    Role:For customers in the gig economy who not unbanked but underbanked by traditional financial institutions, Cogni offer focused financial services which will manage their money and save them money. We are looking to launch the bank to this potentially 100m person population in the USA in Q1 next year on our open architecture. Subsequently follow-up with launches in Europe and South America)We are looking at taking our 10,000 sign-ups to one million in the next 12 months
  • Hsbc Commercial Banking
    Transformation Lead, Commercial Banking
    Hsbc Commercial Banking Jan 2017 - Jul 2017
    London, Gb
    View
  • Hsbc Commercial Banking
    Head Of Business Management & Architecture Governance
    Hsbc Commercial Banking Feb 2015 - Jan 2017
    London, Gb
    View
  • Hsbc Commercial Banking
    Chief Architect - Client Servicing & Customer Value Management
    Hsbc Commercial Banking Mar 2014 - Apr 2015
    London, Gb
    View
  • Lloyds Banking Group
    Senior Payments Solutions Architect – Global Aml
    Lloyds Banking Group Jan 2013 - Feb 2014
    London, Uk, Gb
    View
  • Lloyds Banking Group
    Solutions Architect On Project Verde - Payments
    Lloyds Banking Group Aug 2011 - Oct 2013
    London, Uk, Gb
    View
  • Barclaycard
    Portfolio Lead Solutions Architect - Commercial Card
    Barclaycard Oct 2010 - Aug 2011
    London, Gb
    View
  • Scottish Widows
    Senior Solutions Architect
    Scottish Widows Sep 2009 - Oct 2010
    Edinburgh, Edinburgh, Gb
    View
  • Capital One
    Senior Solutions Architect
    Capital One Jan 2008 - Sep 2009
    Mclean, Va, Us
    View
  • British Telecom
    21C Lead Architect – Design
    British Telecom Oct 2005 - Dec 2007
    London, Gb
    View
  • British Telecom
    Ngn Consultant
    British Telecom 2005 - Dec 2007
    London, Gb
    View
  • Bulldog Communication / Cable & Wireless
    Head Of Voip Development
    Bulldog Communication / Cable & Wireless Mar 2004 - Oct 2004
    Les Clayes-Sous-Bois, France, Fr
    View
  • Pipemedia
    Head Of Sales / Strategy - Voip & Broadband
    Pipemedia Oct 2003 - Mar 2004
  • Fine Point Technologies
    Md & Vice President Sales, Emea
    Fine Point Technologies Dec 2001 - Jul 2002
  • Nortel Networks
    Vice President Hosted Solutions, Emea
    Nortel Networks Sep 2000 - Dec 2001
    Ca
    View
  • Firstmark Communications
    Director Of Strategic Marketing
    Firstmark Communications May 2000 - Sep 2000
  • Nortel Networks
    Senior Business Solutions Manager
    Nortel Networks Sep 1998 - May 2000
    Ca
    View
  • Nortel Networks
    Web Technology Manager
    Nortel Networks Oct 1997 - Sep 1998
    Ca
    View
  • Leicester Mercury
    Internet Manager
    Leicester Mercury Jul 1996 - Oct 1997
    Leicester, England, Gb
    View
  • Leicester Mercury
    Journalist
    Leicester Mercury Sep 1991 - Jul 1996
    Leicester, England, Gb
    View

Kam Patel Education Details

  • City, University Of London
    City, University Of London
    Computer Science

Frequently Asked Questions about Kam Patel

What company does Kam Patel work for?

Kam Patel works for Pixl

What is Kam Patel's role at the current company?

Kam Patel's current role is Co-Founder and CTO.

What is Kam Patel's email address?

Kam Patel's email address is ka****@****ers.com

What is Kam Patel's direct phone number?

Kam Patel's direct phone number is +4477367*****

What schools did Kam Patel attend?

Kam Patel attended City, University Of London.

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