I am a Credit Risk Analyst at ICICI Bank in Mumbai, where I specialize in assessing and managing risk for high-value commercial real estate projects across India. My work involves appraising deals valued between INR 50 and 250 crores, overseeing portfolios totaling billions, and leveraging data-driven insights to shape our lending strategies. I regularly present my findings to the bank’s executive leadership to support informed decision-making at the highest levels.I completed my MBA with a major in Marketing and a minor in Finance from Xavier Institute of Management, Bhubaneswar, where I was a campus finalist in Flipkart Wired 6.0. My educational journey began with a Bachelor’s in Commerce (Honors) from Motilal Nehru College, University of Delhi. During my studies, I gained hands-on experience through an internship at Loan Frame Pvt Ltd, conducting market research and successfully contributing to client acquisition and revenue growth.With certifications in investment analysis, derivatives, and financial markets, I bring a solid technical foundation to my work. My skills include risk assessment, portfolio and industry analysis, and I am proficient with tools like CRISIL ICON, CRE Matrix, and SaveRisk. Outside of work, I enjoy mixed martial arts, playing the tabla, football, and trekking, which help me stay balanced and focused in both my personal and professional life.