Kara Erickson Email & Phone Number

Phoenix, Az, Us

Bismarck, North Dakota, Us

Us

Analyze private banking client financials and prepare loan presentations to recommend approval of new credits, annual reviews and renewals. Financial spreadsheet analysis for commercial loans is completed through Moody's software.

Prepare commercial loan presentations for new credits, annual reviews and renewals as well as providing financial spreadsheet analysis and internal evaluations for loan approval;

* Top performer in 2013 for Loan Production for the Arizona Community Banks*Manages and provides overall leadership of the Tatum branch and ultimately responsible for achievement of sales goals and operational activities.* Development of new business relationships through outside sales activities and community involvement in the North Phoenix market while deepening existing relationships and delivering an exceptional customer experience.

Scottsdale, Az, Us

Prepared commercial loan presentations providing financial spreadsheet analysis and internal evaluations for loan approval;Managed $50MM commercial loan portfolio for Executive V.P. and actively solicited bank products to existing clientele;Analyzed and managed distressed credits for eventual loan repayment;Prepared and implemented Loan Review Program for the bank's internal program;Coordinated with the Chief Credit Officer on the commercial and consumer loan review complying with FDIC requirements in anticipation of bank's possible acquisition;

Scottsdale, Az, Us

Developed new business by actively cross-selling credit, deposit and fee generating services, through referrals from existing clients and networking opportunities;Managed Deer Valley Branch with cross functional team leadership and supervision while managing loan portfolio and originating loans for the branch;Assisted with task force to find cost saving measures for the banking centers;Adhered to branch compliance and audit policies;

Originated, processed and serviced the credit needs of businesses and professionals in the Bank's marketplace;Performed credit analysis and wrote evaluative commentary for President of Scottsdale Branch with $40MM loan portfolio;Supervised and reviewed loans until their ultimate repayment;Successfully expanded customer base by $3MM through a variety of effective sales techniques such as referrals, networking opportunities and cold calls;Voted as member of commercial loan committee;

Approved final conditions for mortgage loans;Proficiency with automated underwriting through LP & DU for loan approval;

Folsom, California, Us

Assisted start up of Arizona branch and principal contact for 60 active brokers;Managed accounts through team concept to maintain $5MM in loan fundings per month;

Served as principal contact for 50 active mortgage bankers/brokers. Provided loan product presentations, pre-approvals through LP and rate locks;Implemented and created marketing materials through various mediums;Supervised loan processing staff through underwriting and closing;

Efficiently and accurately prepared and closed commercial and residential real estate loan documentation for 8 commercial loan officers;Tracked loan volume and risk analysis for the Board and Loan Committee; Resolved loan customer issues including account reconciliation;Personal BankerCross-sold bank products and opened personal and business accounts focusing on establishing strong customer relationships;Performed teller functions in addition to ATM/vault settlement and FED shipments;Organized aspects of remotes, grand openings, receptions and Chamber of Commerce mixers;