Karanpreet Singh Email and Phone Number

•Financial analysis of client documentation (financial statements, income documentation, credit history, loan packages) and of equipment finance products to determine most effective course of action and credit worthiness•Managed risk/return and drove quality for new and existing equipment finance clients, while actively identifying and mitigating different types of risk, such as regulatory, reputational, operational and credit risks•Responsible for supporting underwriters, dealers, and… Show more •Financial analysis of client documentation (financial statements, income documentation, credit history, loan packages) and of equipment finance products to determine most effective course of action and credit worthiness•Managed risk/return and drove quality for new and existing equipment finance clients, while actively identifying and mitigating different types of risk, such as regulatory, reputational, operational and credit risks•Responsible for supporting underwriters, dealers, and loan applicants with reviewing commercial loan agreements to ensure they were complete, accurate and met turnaround times •Calculated, analyzed and determined loan terms for each application while balancing customers' financial standing and the company's risk tolerance•Made credit decisions using Delegated Lending Authority (DLA) for financing applicants up to $50,000; for larger transactions referred applications to senior adjudication Show less

•Planned how the audit will be conducted, reviewed documents and researched legislation, jurisprudence, publications and policies, as well as audited taxpayers’ returns, books, records, taxpayer requests, and supporting documents to confirm and enforce compliance with the statutes administered by the CRA •Prepared working papers, letters and reports (using Word and Excel) to support work completed and compile asset information to assist in the collection of taxpayer indebtedness

•Analyzed information from client accounting databases, as well as prepared client reports using Excel •Performed reverse audits at client sites independently, and with team members, which involved analyzing invoices and documentation, as well as conducting tax related research and following GAAP