Karim Attallah, Mmba, Corp Email & Phone Number

Cairo, Eg

Athens, Gr

Results-driven, and detail-oriented professional with over 25 years of extensive banking experience. Managing the implementation of all aspects of the risk function, including implementation of processes, tools and systems to identify, assess, measure, monitor and report risks.Known for analytical problem-solving aptitudes in assessing problems, formulating strategic action plans, and resolving complex situations.Adept at motivating, guiding, and leading teams of bank professionals to successfully meet organizational goals. Equipped with articulate communication, negotiation, and interpersonal skills in building positive and long-term work relationships with professionals of all organizational levels.

Athens, Gr

Head of:Corporate Credit RiskOperational RiskNon Performing LoansMarket Investigation

Athens, Gr

- Assessing all credit proposals presented as well as the Bank participations with corporate Relationships and restructure the terms and conditions of these relationships to minimize these risks and save the bank's rights.- Monitor and maintain risks inherent in all credit relationships. - Maximize the Bank’s risk adjusted rate of return through maintaining credit risk exposure within acceptable parameters.- Provide the management with a clear picture of credit risks in relation to the Bank’s corporate portfolio, in order to optimal allocation of capital and other sources of funds.- Preparing periodic, quarterly, semi-annual, and annual reports for the corporate portfolio in order to monitor the portfolio performance to screen any Early Warning signs along with a recommendation for the proper action to mitigate them.Member of the following Committeeso Local Credit Committee (LCC)o Asset & Liability Committee (ALCO)o Non Performing Loans Committee (NPLC)

Athens, Gr

• Reporting to the Head of Corporate …dotted… Managing Director.• Replacing the Head of Corporate in his absence and acting as an active committee member with the full delegations of his authorities.• Managing a team of 5 Senior Relationship Managers, 3 Account officers and 2 Administrative Assistants. • A dotted (remote) reporting line from Corporate Service Officers located in the Branches.• Setting the Corporate divisions’ Strategy and following up its proper implementation (After its approval from the Head Office in Greece) .• Preparing the Corporate Division's yearly budget for the department as agreed with the Head Office in Greece.• Assigning and following up the budget with each RM / SRM and supporting them with guidelines to make the target achievable.• Distributing the sectors within the portfolio among the team members based on each member's strength or weakness in order to get the maximum benefit and quality from each team member. • Reviewing the Credit Proposals write ups, Spreading, financial analysis, risks and mitigates prior submitting the case to the Local or Senior Credit Committee. • Developing and retaining the best team players, through excessive training and monitoring the week and strong points in each peer.• Interviewing, Evaluating and recruiting the best talents in the market.• Achievements• A complete change applied on the Credit Proposal body, Financial Analysis section which lead to a better presentation and a faster discussion and consequently shorter approval cycle. • Doubled the portfolio in 6 months time span (Including Participation in 3 large syndications) • Liaised with London Branch to participate with our Branch in Egypt in the syndicated deals in order to be able to participate with larger amounts and obtain higher participation fees and title due to Egypt’s Branch tight single obligor.

Managing 4 Branches in Different Regions. Initiated Corporate portfolio in 4 Branch New Brancheso Partnering with the heads of Corporate Division, Treasury & Retail to achieve the overall goals and objectives, and to maximize the Bank’s revenues.o Constantly work and interact with customers with a sole aim to establish a long term relationship with prime clients.o Achieving the assigned targets through the available team within the branches under my custody. o Ensure corporate governance and compliance with the implemented standards. o Ensure that sanction’s or approval terms & conditions are met with no breach and report if any occurred. o Ensure close monitor & control of accounts operation and early identification of key risk issues and reporting them o Provide proper information on monthly basis ( trade finance & global report) o Filtering the concept of service excellence among my subordinates and their team Members.o Acting as a model in managing my subordinates and interacting with my peers in corporate. o Drive transparency and communication excellence among my team. o Determine Clear succession Plan for the team

Paris, Fr

Heading the corporate fro Heliopolis Regiono Monotoring, approving and filtering daily operations in order to secure transactions and obtaining compliance approval if needed in case of suspicious Transactions and / or large ones. o Soliciting new Clients and preparing comprehensive Call Reports associated the decision to weather to finance the company or not within the SMEs criteria with the tailored structure of facility to be congruent with nature of each industry. o Visiting new and existing Corporate Clients within Districts’ Branches to renew and / or initiate a new relationship in order to increase the Bank’s portfolio. o Analyzing existing & potential relationships including brief financial analysis, management efficiency, and assessing the risk associated with each relationship.o Promoting. Marketing and Cross Selling of the bank’s various Retail and Corporate services & products to the existing and new corporate clients.o Distribute workload among the available stuff in order to maintain a smooth workflow. o Monitoring Corporate Target Achievement within the District. o Fully delegated to exercise the Districts’ Manager’s responsibilities in case of his absence.o Training new hires.o Appraising staff and specifying their weak points within the work scope and recommending strengthening them through sending them to related courses. o Training retail stuff to be familiar with small sized corporate accounts and provide them with essential info in order to make them capable of handling , renewing and initiating a corporate relationship within the small sized companies that are under the retail banking umbrella (tailoring a fully secured overdraft line, LGs line, LCs line against pledged funds)o Insuring the proper implementation of the Bank’s Corporate procedure. o Following up approved files and insure their proper implementation on the Bank’s system. o Leading a team of 5

Eg

o Preparation of comprehensive credit presentations for companies operating in various lines of business, namely manufacturing, trading and service fields. o Soliciting new corporate clients and promoting cross selling of the bank’s various financial service products.o Monitoring and follow-up of credit relationship so as to maximize profitability and secure the bank’s loan portfolio.o Studying and evaluating the feasibility of new projects associated with the decision of project financing.o Perform periodic financial statement analysis on existing client’s financial data.

o Evaluation of Corporate entities for the sake of financing the company in the form of Equity participation.o Preparing the related memorandum for senior management overview and decision making including financial analysis and financial projection analysis, Market analysis and the risk associated with the related industry o NB: This Department was terminated and I was then transferred to the marketing Department as a Marketing Officer, I was promoted several times till Assistant Manager.

o Handling communication essential for the company. o Monitoring the company's import process. o Tailored a special MS Excel Model on for the company's Imports Process inc. Pricing, Sales Tax calculation, Custom Calculation and Commissions. Arranging Customs Clearance

Bachelor, Business Administration

High School, Mathematics