Karin Tate Email and Phone Number

• Conducts high-profile investigations: Consumer Business/Wholesale Businesses/Asset Management directed around enterprise-wide searches of account holders.• Reviews alerts to identify true matches or false positives by directing searches using KYC systems, Lexis/Nexis, public information and line of business responses.• Performs due diligence on Politically Exposed Persons and Special Persons of Interest against Sanctions, Negative Media, Political and Terminated Profiles • Reviews all three types of alerts on Spec Ops Team including Negative Media, PEP, and terminated.• Participated in global training and roll out of new Real Time Screening• Performs Supervisory Review of analysts’ alerts for quality and is a Subject Matter Expert of Negative Media for the team.• Consistently receives positive feedback from senior level management across multiple LOB’s and global regions and earned several “Above and Beyond” awards.

• Research, document and analyze background information on prospective and existing clients through Westlaw, Lexis and other public databases.• Identify relevant records, summarize and communicate derogatory information in a written report.• Escalate high risk findings to senior management using sound judgment in accordance with department guidelines.• Actively participate in group projects designed to optimize department performance and test new systems.

• Responsible for establishing and maintaining ultra high net and high net worth Private Bank clients and assisting with all transactions and banking products including deposit, brokerage, investment management, fiduciary and foreign exchange.• Actively manage and monitor client accounts for fraud, overdrafts, cash shortage for upcoming capital calls, and promptly respond to requests from clients for product services such open/close accounts, checks orders, credit drawdowns/paydowns, credit card requests and payments.• Research, follow up and resolve client inquiries and identify and execute cross sell and up sell opportunities.• Participated in special needs tax projects for quarterly and year end compliance.

• Assisted shareholders with processing mutual fund redemptions and exchanges and buying and selling exchange traded funds, third party mutual funds and stocks.• Responsible for assisting shareholders with inquiries regarding mutual funds and account information, general investment objectives, market trends, corporate actions, and problem resolutions.• Successfully passed Series 6, 7 and 63 licensing examinations.• Actively participated in ongoing training programs pertaining to mutual funds, financial markets, retirement programs, and relevant tax, legal and regulatory issues.