Karina Bates Email & Phone Number

Calgary, Alberta, Canada

Calgary, Alberta, Canada

New York, United States

•Participated in all stages of Mergers & Acquisitions transactions including preparation of marketing materials, modeling and valuation, financial analysis, market research, due diligence, and negotiations.•Expertly collaborated with different advisors in mandated transactions including legal, market, technical, accounting, and insurance – coordinated meetings, managed Q&A, reviewed reports, etc.•Developed asset valuations using various approaches such as discounted cash flow analysis… Show more •Participated in all stages of Mergers & Acquisitions transactions including preparation of marketing materials, modeling and valuation, financial analysis, market research, due diligence, and negotiations.•Expertly collaborated with different advisors in mandated transactions including legal, market, technical, accounting, and insurance – coordinated meetings, managed Q&A, reviewed reports, etc.•Developed asset valuations using various approaches such as discounted cash flow analysis, comparable companies analysis, and precedent transactions.•Prepared detailed presentations on investment opportunities, collaborating with different product and industry partners at Scotiabank (i.e., financing, derivatives, and corporate banking teams). Show less

Calgary, Alberta, Canada

•Managed a lending portfolio of top-tier real estate developers of over $400MM.•Communicated with sophisticated borrowers to identify their needs and provide customized lending solutions.•Performed credit underwriting for several facilities including revolvers, non-revolvers, bridge loans, and term loans.•Conducted annual credit reviews, which involved completing detailed market, financial, and project analyses.•Participated in the bidding of loans ranging from $10MM-$200MM… Show more •Managed a lending portfolio of top-tier real estate developers of over $400MM.•Communicated with sophisticated borrowers to identify their needs and provide customized lending solutions.•Performed credit underwriting for several facilities including revolvers, non-revolvers, bridge loans, and term loans.•Conducted annual credit reviews, which involved completing detailed market, financial, and project analyses.•Participated in the bidding of loans ranging from $10MM-$200MM, including syndicated deals. Show less

Calgary, Alberta, Canada

• Won the Best of the Best Award – Top Individual Performance, granted to only one individual in Real Estate Banking Western Canada, in fiscal year 2020.• Managed client services, reviewed and discharged security, resolved balancing discrepancies, and processed loan advances and payments for a portfolio in excess of $1Bn.• Conducted annual credit reviews and wrote monthly market update reports for the Calgary and Edmonton real estate markets.• Performed in-depth financial analyses… Show more • Won the Best of the Best Award – Top Individual Performance, granted to only one individual in Real Estate Banking Western Canada, in fiscal year 2020.• Managed client services, reviewed and discharged security, resolved balancing discrepancies, and processed loan advances and payments for a portfolio in excess of $1Bn.• Conducted annual credit reviews and wrote monthly market update reports for the Calgary and Edmonton real estate markets.• Performed in-depth financial analyses for several real estate clients and prospects. Show less

• Recognized as one of the top five Management Trainees in Alberta every month of the Summer.• Involved in day-to-day communications and dealings with insurance companies, body shops, and car dealerships.• Shadowed various branch managers to gain a deeper understanding of the business (revenues, partnerships, acquiring and selling of the rental cars, etc.).

Calgary, Canada Area

• Initiated, created, tested, and implemented a training program for current employees and future summer students in the tax department. • Automated a spreadsheet to calculate the monthly number of loans that had been in arrears and the ones that were cured.• Accurately performed data entry to pay the property taxes of over 20,000 clients.• Worked collaboratively with municipalities to obtain information regarding specific tax accounts.

Calgary, Canada Area

• Developed an initiative to further automate a financial process, resulting in time savings of 40%. The revised process was subsequently rolled out to the other Martin-Brower Distribution Centers in Canada. • Successfully managed eight warehousemen as measured by favourable results on an employee engagement survey.• Promptly solved inventory inaccuracies valued at more than $10,000 dollars by continuously cycle counting and verifying paperwork.• Properly dealt with over 100… Show more • Developed an initiative to further automate a financial process, resulting in time savings of 40%. The revised process was subsequently rolled out to the other Martin-Brower Distribution Centers in Canada. • Successfully managed eight warehousemen as measured by favourable results on an employee engagement survey.• Promptly solved inventory inaccuracies valued at more than $10,000 dollars by continuously cycle counting and verifying paperwork.• Properly dealt with over 100 scheduling emails per day while handling inventory programs, performing cycle counts, maintaining inventory accuracy, managing several warehousemen, and training new supervisors. Show less

Bachelor Of Commerce - Bcom, Finance

Bachelor Of Commerce (B.Com.), Finance Major | Political Science Minor

Activities and Societies: Toastmasters, President of IBSA, SU Volunteering Tax Program, Haskayne Mentorship Program, DeNovo Student.