Karine R. Email & Phone Number

Luxembourg

Luxembourg

• Analysis and risk monitoring of payment infrastructures and instruments • Writing of opinions and recommendations on those topics• Contribution to the definition of oversight standards in the area of payment instruments security and evaluation of the actors in this respect• Participation to national and European working groups on those topics

in Symantec SARL in Luxembourg• Responsible for the Payment Roadmap (analysis of e-commerce currencies, method of payments monitoring, implementation of payments, financial analysis of transaction flow)• Involvement in testing (UAT), project launch & metrics• Responsible for updating and analysing monthly Payment & Risk Metrics (COGS, Efficiency, VAT Optimization), and for Reporting Automation• Modelling of Cash Flow Forecast

• Assist in fraud investigations including: forensic and investigative fraud efforts, reviewing accounts and transactions, detecting fraud trends, and summarizing key findings.• Collaborate with cross-functional groups to enhance tools functionality, and train various internal teams on e-commerce fraud.• Refine processes around customer support and product expansion.• Design processes to minimize financial exposure.• Provide support to external parties via email and phone with designated service levels. • Review and analyze simple to complex blocked Card Not Present orders to detect fraudulent orders, determining appropriate next steps. • Cancel fraudulent orders and serve as a point of contact between customer service and the credit card banks.• Monitor bad accounts and generate black list.• Research Card Not Present chargeback disputes.

- Monitoring Treasury related operational risks, credit risks, Counterparty risks and limits, Currency positions, Interesr rate and exchange rate risks.- Monitoring the Bank's Prudential Ratios i.e. Liquidity and Solvency Ratios and ensure that the prudential ratios remain over the regulatory as well as the internal alert limits- Funds hedging ratio calculation and monitoring

- Analysis of accounting and financial information - Review of international accounting norms compliancy (IFRS, US GAAP) - Verify reporting processes - Assignments in total immersion at customers, working closely with accounting staff in order to accomplish audit mission

• Analysis of turnover• Follow up of performance indicators• Studies and focusses of the P&L• Reporting to the Management and to the Groupe

• Deployment of roadside, health care and life care assistance in Europe and throughout the World• Organisation of medical repatriation

• Editing of pay-per-click advertisement on Google in English, French and German• Prospecting and selling of services to German web-sites• Deployment of e-marketing campaigns of the internet : e-advertisement, sponsored links, affiliation• Development of a "pay-per-click" advertising campaign for Ebay-France on Google

Insead-Ecb-Digital Transformation & Innovation Training For Experts And Middle Management, Digital Transformation And Innovation

Master In Finance And Management Control

Ba, European Studies And German

Education record