Karin Pierce Email & Phone Number

What is Mortgage Protection?Mortgage protection insurance is a type of term life insurance that is designed to pay off your mortgage in the event of your death. It functions like a standard term life policy: You purchase a policy for a set period, make monthly payments, and if you pass away while the policy is in force, your chosen beneficiary receives funds to pay off your mortgage. This coverage ensures that your family could stay in their home if you were no longer able to contribute to mortgage payments.Mortgage protection insurance is right for you if you want to:Protect your most valuable assetEnsure your loved ones never have to deal with the fear of losing their homeProvide financial security if the unthinkable happensWhat is Final Expense?Final expense insurance is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass. A final expense policy is also known as burial or funeral insurance and is popular with seniors.Most final expense plans have these features:Whole life insurance – no expiration if premiums are paidCash value – insured may be able to take out a policy loanFixed premiums as long as they’re paidSimplified issue – usually no medical exam (also called a life insurance exam) is required, just health questions on the applicationEasy application processFast approvals – coverage can often be issued in daysAffordable rates𝐍𝐎𝐖 𝐖𝐇𝐀𝐓?If this sounds good to you, contact me today!Karin Pierce805-704-1964 karinptfa@gmail.com