Hoovi is a fintech company with a mission to provide the best possible financing experience for your SME. Do more with Hoovi! Currently active on the Estonian market providing local small businesses with credit line and loan products and real estate entrepreneurs with rental contract factoring.

Creditinfo Estonia is the largest provider of credit bureau and business intelligence services in Estonia. My area of responsibility included mainly products and services related to private person and legal person credit risk assessment, including bank account information services under the PSD2 regulation. Me and my team was in charge of developing custom credit risk models for financial institutions, building and improving out-of-the-box data products, developing the Creditinfo PSD2 solution but also the data warehouse and business intelligence setup. My role was both as team lead and a technical expert.

Creditstar is an international consumer finance provider operating in various markets across Europe. As Head of Data Science I was responsible for developing the credit scoring models for various markets and recruiting, training and leading the data science team. In addition to credit scoring models our team led the company data warehouse project. My role was both as team lead and a technical expert. I left because I wanted to gain experience with a range of different financial institutions in a credit bureau role.