Karmen Ramirez Email & Phone Number

Murfreesboro, Tn, Us

Murfreesboro, Tennessee, United States

As a dedicated Financial Paraplanner at SFA Wealth Management, I collaborate closely with our seasoned advisors to deliver personalized financial strategies to our diverse clientele. I specialize in conducting comprehensive financial analysis reports, crafting robust portfolios in conjunction with our advisors, managing new business pipeline, and creating a seamless client onboarding experience.Key Responsibilities: - Conduct thorough financial analyses using cash flow projections, retirement planning software, and risk management assessments- Assist in client meetings, preparing detailed financial plans and investment proposals - Research investment options and stay up-to-date on product knowledge - Ensure compliance and regulatory standards and internal policies- Utilizing financial planning software to create accurate projections and models Skills & Expertise: - Proficiency in financial planning software (e.g. Retirement Analyzer, eMoney) and advanced excel skills - Strong analytical skills with attention to detail - Excellent communication skills- Collaborative team member with the ability to project manage and work independently - Progressing towards industry certificationsAchievements: - Project management and execution over our "Money in Motion" campaign, which identifies new business opportunity within our existing book of clients (2024 YTD: $8.3M in opportunity, 2023: $8.2M)- Project management and execution over an inter-custodian transition of 500+ accounts

Murfreesboro, Tennessee, United States

As an Administrative Assistant, I played a pivotal role in supporting daily operations and ensuring efficient office management. My responsibilities encompassed a wide range of administrative tasks, which contributed to the smooth functioning office environment.Key Responsibilities: - Management of office supplies, equipment, and ensuring seamless day-to-day operations - Handled incoming client communication and provided a timely and professional response- Scheduled appointments and meetings for advisors and clients, optimizing calendars and logistics- Maintained and organized confidential client files and company documents, ensuring accuracy and accessibility - Assisted in the preparation of reports, presentations, and correspondence, contributing to the effective communication within the team and clients - Supported financial transactions and bookkeeping tasks while maintaining accurate records - Assisted in planning and organizing company events and seminars, ensuring successful execution Skills Utilized: - Proficient in Microsoft Office Suite ( Word, Excel, PowerPoint, Outlook)- Strong organizations and multitasking abilities - Excellent communication skills, both written and verbal - Ability to prioritize tasks and work independently, as well as a part of a team- Knowledge of basic accounting principles and financial terminology Achievements: - Received positive feedback from prospects and clients for exceptional service and professionalism- Successfully coordination of major client events, result in increased client attendance - Developed a reporting system to identify revenue generating opportunities within our existing book of business

Gwinnett County, Georgia, United States

As a Co-Ambassador at the Gwinnett County Alliance for Alignable, I played a pivotal leadership role in fostering collaborative relationships and driving community initiatives aimed at enhancing local engagements and development. My Responsibilities: - Cultivated and managed relationships with local businesses, non-profits, and community stakeholders to foster collaboration and support mutual goals - Organized and executed monthly online events and multiple in-person community events, workshops and forums to promote awareness, education, and networking opportunities- Developed outreach strategies and communication campaigns to increase public awareness- Monitored and evaluated program outcomes, collected data, and prepared reports to assess impact Achievements: - Successfully launched "The Importance of Life Insurance to a Small Business Owner", which was the first in-person Alliance event - Successfully sourced the Alliance's first sponsorship for the event hosted at Good Word Brewing and Public House on Sept. 22, 2022 - Enhanced community engagement by 40%

Atlanta, Georgia, United States

As a Life Insurance Agent and Trainer at PHP Agency, I specialized in providing comprehensive insurance solutions while also mentoring and training new agents to excel in the field. Responsibilities:- Advised clients on life insurance options tailored to their financial needs and goals- Consistently met or exceeded sales targets through proactive prospecting and relationship-building.- Conducted training sessions and workshops to educate new agents on sales techniques, product knowledge, and compliance regulations. Mentored agents on effective client acquisition and retention strategies.- Provided ongoing support and guidance to agents, fostering a positive team culture focused on professional growth and achievement.- Stayed abreast of industry trends, market conditions, and competitor offerings to advise clients and agents effectively.- Established long-term relationships with clients, ensuring their insurance needs were met through regular reviews and adjustments to their coverage.

Brookhaven, Georgia, United States

- Collaborated with the management team to develop and implement strategies to improve operational efficiency and profitability.- Demonstrated strong leadership skills by motivating and inspiring team members to achieve goals and deliver exceptional service.- Ensured exceptional customer service by training and coaching staff on service standards and resolving customer issues promptly and effectively.- Oversaw inventory management, including ordering, receiving, and maintaining appropriate stock levels to support operational needs.- Conducted regular performance evaluations, provided constructive feedback, and identified training needs to enhance team performance and individual growth.

Bachelor Of Business Administration - Bba, Business Administration With Minors In Finance & Economics

Bachelor Of Science - Bs, Chemistry

Diploma Of Education