Karthick Raj Email and Phone Number

* Handling portfolio of products like Mortgage loan, Affordable housing loan, Gold Loan, Business loan, Loan against credit receivable, Agriculture loans, Drop line overdraft and Fastag wallet management.* Automated RECON Module for payment and collection recon.* Automated the regulatory reporting via EDW (Enterprise Data Warehouse) - created logic for each reporting, such as - branch wise advance, BSR 1 & 7, PSL reporting, Statistical Report, Weaker section, Real Estate Data, SMA data, CRILC, SLBC, RBI-RBS and Over all book exposure.* Re-defined various system processes to impart better control and reduce risk of error & exposure.* Execute control checks of system enhancements basis process note, identify gaps & fix the same prior to roll out and handhold the front end users for implementation.* Implemented Straight through process for e-transfer of disbursement proceeds to customer accounts. * worked on NPA automation * Experience in LOS implementation * Experience in FINACLE core banking system* Experience in loan book migration * Experience in prepaid wallet implementation for fastag .