Karthik Babu Email and Phone Number

Professional with 15 years of experience in Retail Banking across Payments, Settlements, Business Governance and Risk Management, Project management, Digital product management.Good experience and knowledge on project and product management. Well versed in AGILE methodology, Scrum framework, collaboration tools like JIRA and Confluence.Hands on experience in developing and implementing risk and control frameworks and process. Good understanding in various risks and mitigation controls. Have a good experience of handling Operational Risk, Risk control self-Assessment (RCSA), Internal and external audits.10+ years experience of managing the team and ensuring all service levels, TAT, KPIs are met. Monitoring the processes, identifying improvement areas and track it to closure. Provide guidance and support to team members ensuring their professional growth and development. Good experience in Contract management, contract drafting and managing billing and contract related queries.Strong domain experience in Payments processing through SWIFT, SEPA, Chaps, Faster Payments and End to end flow of Inward and outward remittance. Strong Knowledge on payment message formats. SWIFT - MT1XX, MT2XX, MT9XX and good understanding of ISO2022 - pacs, pain, camt.