Accomplished and versatile Banking leader in Credit & Credit Risk domain with extensive experience in entire life cycle of lending in Corporate Banking Products and handled Borrowers across the spectrum from SME to Mid-Market from Large Corporates to MNCs, now Financial Institution Borrowers, from various geographies. 20+ years of experience in handling diversified products including Trade/ Working Capital Credit, Foreign Currency Loans, Mortgage Finance, Capex Funding, Securitisation, IBPCs etc.Ø Successful Leadership experience in managing direct/ in-direct reports. Has been a Permanent Invitee to the Credit Risk Management Committee (CRMC) and Operation Risk Management Committee (ORMC) as part of Job Role and an Invitee to Credit Committee of Board / Audit Committee of Board as well. Ø Developed expertise in handling sensitive top management / promoter level relationships (both within Bank as well as at Customer side) and in managing & meeting their expectations.Ø Worked in Cross-cultural Organisations ranging from Public Sector Bank to Private Sector Peers, MNC Banks to New-age versions like Small Finance Bank. Highly adaptable to new & challenging environments.Ø Developed niche understanding of dynamics of sector specific lending particularly Auto OEMs, Auto Ancilliaries, Dairy, Poultry, Logistics, Metals, Textiles, NBFCs amongst others. Ø Proven track record in establishing Policies, Process & Systems, MIS and building a team from scratch & nurturing them. Strong understanding of risk models for rating corporate clients. Proficient in ensuring adherence to procedures and policies. Credited for rolling out a robust credit monitoring system for Corporate Banking. Ø Reputation of High Energy, abstract-thinking, work ethic, willingness to stretch to meet deadlines, adept in handling high volumes of information/ proposals, thought leader, dedicated teamwork and leading by example. Willing to leverage on expertise in Credit Risk Domain so as to add value by adhering to & improving the laid down Credit framework.