Kartik Kantheti Email & Phone Number

Toronto, Ontario, Canada

Toronto, Ontario, Canada

• We are a revenue generating PMO team that deliver credit adjudication solutions to our Canadian clients from various sectors Meet with clients from the financial service industry (banks, credit unions, automotive & mortgage finance) to discuss their system requirements with regards to credit data and adjudication/decisioning software needs, specifications, costs and timelines. • Co-ordinate with sales, data & software consultants, data analysts, software engineers & technicians to develop business requirement documents, system requirements documents and workflow documents for the client.• Build and maintain a delivery lifecycle timeline under a hybrid (agile and waterfall) method considering IT resource availability and department budgets. • Plan, organize and control the project to ensure smooth delivery of data and software requirements for the clients by providing clients with testing platform and data and support during production launch. • Provide a warranty period post-delivery to evaluate the policies and procedures of data delivery, systems delivery and its operations.

St Catharines, Ontario, Canada

Responsible for preparing & getting budgets approved along with updating & approving the clubs financials. Manage three people working in the finance department for the club

Brock University

St Catharines, Ontario, Canada

Change Management Consultant: Client – Niagara Folk Arts Multi-Cultural Centre -Identified their passion & drive for the cause by visiting the NGO premise & conducting VOC’s with people involved in the NGO-Prepared a client presentation with best practices & a possible strategic direction to diagnose & solve problems related to employee motivation & stressEntrepreneur - Business Development Pitch: - Presented a business planning model design based on industry trends which led to it being approved by the professor as a viable business plan - Developed a 5-year financial statements, revenue statements & cash flow statistics for the business plan which helped in generating a good pitch & an adaptable financing requirement using negotiation skillsEquity Research Analyst: - Applied technical valuation tools to prepare a valuation report to assess the value of Amazon Inc- Presented the findings with articulate report wherein the objective was influencing the professor to invest in the stockMBA Games 2019: - Represented Brock University in a competitive dodgeball team & in the strategy case competition- The case competition involved conducting business planning to analyse Mobile Klink’s strategic direction & plans for pivoting their business- Focused on strategy acumen & analytical skills while providing solutions with impact, to the agile founders of Mobile Klinik

Pune, Maharashtra, India

- Identified digitization & innovative options in personal loan processing operations by observing & documenting the existing process through country -wide branch visits, VOC’s & focus groups with on-field employees.- Performed “Proof of Concept” (POC) testing with country’s top fintech companies which led to onboarding fintech company’s technologies with the company’s operations.- Conducted user acceptance testing of new app & digital process & assisted in implementation of digital loan processing mobile app to cater to an existing personal loan AUM business of $81 million.- Developed a new centralized underwriting modal center in company’s head office involving underwriter employees country-wide relocating to head office, thereby improving the Span of Control & increasing employee productivity by 150%.

- Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned.- Credit appraisal for Mortgage files for the assigned location - Keeping delinquency under control- Compliance of policy and processes of secured & unsecured loans- Reporting of location metrics like Login, Approval, Disbursal, Rejection, Deviation on monthly basis as per prescribed format- Market Research and Feedback for new product launch- Feed-back on credit policy based on market conditions. - Underwriting self -employed customers coming under the direct channel modal.- Appraising loan requirements for high net worth individuals under LAP to developer programs & LRD programs.

- Audited various financial areas of the balance sheet & revenue statements of public listed entities on Indian stock exchanges using multiple sampling techniques, vouching, reconciliations, ageing analysis etc which ensured partners could sign off on the company’s financial statements thereby making them available for their stakeholders.- Managed various audits, reviews, and reports for organizations which helped them operate within the regulatory, tax and banking authorities & ensure business continuity.

Master Of Business Administration - Mba, Finance, A

Ca Pcc, Accounting And Finance

Bachelor Of Commerce (B.Com.), Business/Commerce, General

Activities and Societies: Football, debates,