I build Products. Currently I lead the product management, strategy, design and research for Jocata Financial Technologies a FinTech leader in Digital Lending and AI based Compliance products, that is replacing traditional lending platforms in major banks and non-banking financial institutions in India and ASEAN, and helping them to build digital assets. Awards that our customers win for introducing innovative products, that are built on our platform is a testimony for itself. Earlier to this, I was responsible for setting up design and build Credit bureau platform and Credit Bureau products; strategize and conceptualise product for Centralized Statistical System; research and strategize RegTech product for regulatory and supervision for central banks; research and strategize building collateral registry product; research and build case management system; and research and build campaign management system. I also have implemented Core banking solution, Treasury management system, Locker management systems for Banks. I am a Chartered Accountant and a Management Graduate with 20+ years of experience in the areas of Product strategy, research, design, build and management. An accomplished leader responsible for research, design, build and market competitive new products, attain product maturity, reengineering complex legacy systems, build and nurture team, recruit & retaining talent.