Cma Karuna M.R Email & Phone Number

Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates

Abu Dhabi, United Arab Emirates

Key Deliverables:• Evangelizing the transformation of business & financial outlook, establishing financial strategies. Developing and directing all short-term and long-range financial plans consistent with corporate philosophy and strategies; providing direction to all financial operations to ensure financial data is as accurate and timely.• Looking after the Import and export financing-TR, LC, etc. • Managing various financial verticals, such as accounting, financial & accounting systems, internal controls, decision support systems, auditing, cash management, financial benchmarking, general ledger systems, financial analysis, and long-range financial planning. Reviewing and recording the end-to-end business transactions and reconciling the same for finalizing financial statements.• Assessing accounting data and producing financial reports or statements. Maintain accurate and complete financial records and participate in audits/reconciliations to eliminate variances.• Dealing with various types of working capital financing with different banks (FAB, CBD, Mashreq) • Supporting Finance Manager in Budget Preparation, Internal Controls, Cost Control measures, and expense management • Formulating of Scrap Costing on month-end and preparing various reports to management. • Successfully preparation of Monthly VAT reports analysis & submission.• Reporting the financial performance, progress, and books of accounts to the senior management.• Providing financial support, advice, and expertise to maximize value and deliver leadership, direction, and management to the finance and accounting teams. Impart training to the new hires in the accounting department. Manage the worker's comp and general liability insurances.

Abu Dhabi, United Arab Emirates

Key Deliverables:• Developed and maintained the organization's cost accounting system, documents, and records.• Analyzed and recommended costs and cost savings.• Prepared and completed internal cost audits.• Complied with Generally Accepted Accounting Principles (GAAP) for financial statements.• Scrutinized any changes in goods or services provided to determine their effect on the cost.• Assisted in audits and general ledger preparation.• Organized the necessary documents for accounting transactions such as invoice payments, petty cash vouchers, material receipt vouchers, supplier invoices, and journal vouchers. • Steered with preparation & Consolidation of the annual budget of different Divisions. Furnish timely & reliable information to support the manager in executing the projects • Accountable for treasury functions such as bank transfers, bank guarantees & letters of credit. • Successfully involved in the preparation of Monthly VAT reports, analysis & submission ▪ Coordinate with the operation team of UAE, KSA & QATAR to update the forecast& cash flow reports.

Thrissur, Kerala, India

Key Deliverables:• Steered in scrutiny, processing, and appraisal of loan proposals under MSME and corporates with turnover above 10 crores INR • Articulated lending recommendations for both new and existing clients in other sectors such as real estate, trading concerns, manufacturing concerns, etc • Examined financial statements, performed historical & projected cash flows and collateral analysis • Scrutinized relevant industry and market studies to prepare comprehensive credit reports • Talented in fund-based credit facilities (Cash credit, overdraft, PC, etc.) and non-fund-based credit facilities. (Letter of Credit, Bank Guarantee, etc.) • Synchronized with the sanctioning authority for approval of credit limits as required by clients • Actively analysed & recommended new ideas for speedy processing of loans and service level improvements.

Thrissur, Kerala, India

Cochin Area, India

Cma, Finance, General

Activities and Societies: • Volunteered the All Kerala Cost Convention held at Thrissur. • Won prizes in Southern India Regional Inter.

Bachelor Of Commerce - Bcom, Taxation, First Class

Plus Two, Plus Two-Commerce Maths, A+

Activities and Societies: • Dancer, Organizer • Awarded for being School topper in Plus Two standard. • Got certificate for excellence.

Education record

Bachelor Of Commerce - Bcom