Payment Consultant with over 12 years of experience in the payments industry. Skilled in payment systems(processor & Issuer services). Proven track record of delivering cost-effective payment solutions to clients in FinTech industries.Expertise in payment systems and technologies such as API Integration and certification, ACH, Authorizing transactions, Clearing and settling transactions, Electronic funds transfer, and Providing security and compliance. Strong understanding of compliance and regulatory requirements related to the payments industry. Proven ability to identify and mitigate risks associated with payment processing.Proven understanding of client requirements and providing customized payment solutions to meet their needs. Skilled communicator with the ability to explain complex payment processes to clients in a simple and easy-to-understand manner. Strong analytical and problem-solving skills with the ability to think strategically and creatively.Passionate about staying current with the latest technologies and trends in the payments industry. Strong collaborator and team player with a proven ability to work well in a team environment.Specialties: Payment systems, API Integration and certification, ACH, Authorizing transactions, Clearing and settling transactions, Electronic funds transfer, Providing security and compliance, Providing reporting and analytics, Credit/debit card processing, value-added services such as recurring payments, subscriptions, and fraud detection, Online payments, Risk management.