Muhammad Kashif personal email
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12 years of international and local management experience from wholesale/Retail business, Telecom and Banking sector with emphasis on ,sales, management, investigation, Automation, compliance, internal controls, Revenue/cost/margin assurance, credit/risk and fraud management. An individual with results-driven approach, can relocate to any location, believes in transparency, commitment and teamwork, A Strong team builder, fostering atmosphere that encourages creativity, problem solving approach and continuous improvement and commitment to excellence in the team members. My Specialties are Business Process Improvement, Experienced Negotiator, Relationship Building, Detail-oriented, efficient and organized, Possess strong analytical and problem solving skills, Highly trust worthy, discreet and ethical, effective at multi-tasking.
I.D Akhawala
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ManagerI.D Akhawala Jul 2011 - PresentMaputoResponsibilities:Purchasing of goods from local and International Market, Finalization & closing of annual accounts, Inventory Management. Managing all areas of business sales , purchase, warehouse, IT , Accounts , HR , Admin, Leading & development of high skilled & motivated Team.
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Assistant Manager InvestigationsTelenor Pakistan Apr 2011 - May 2011Responsibilities:- Leading compliance investigations, - Interviewing the suspected involve- Recommending proactive and reactive controls- Plan and lead fraud audits & Run pet projects/adhoc- Setting strategic direction of unit & monitoring goals of team, - Support to other units in achieving overall departmental objectives i.e mitigation of risks, Increasing coverage of value chain, Improving maturity/design of controls, Automation of processes/tools, and liaison with Telenor Group and OpCos. -
Assistant Manager Fraud Control Monitoring & AnalysisTelenor Pakistan May 2010 - Mar 2011IslamabadResponsibilities - Fraud controls monitoring- Investigation of suspicious fraud alarm and reporting with management- Recommending the preventive and corrective measures- Participated in development of in house fraud management systems- Optimize the effectiveness and efficiency of controls- Measurement and reporting of Fraud losses- Development and roll out of frameworks of unit- Risk assessment and review of new or existing system/product/policy/process to identify the risk and potential fraud areas in technical and business side- Building the strong relationship with different department- Development of highly skilled and motivated team -
Credit And Fraud ExecutiveTelenor Pakistan Nov 2007 - Apr 2010HyderabadResponsible for :- Fraud control report development and monitoring.- Fraud investigation when required.- Risk assessment of new product or changes in system/policies - Approving Security Deposit Waiver of Post paid customers as per Policy.- Review of various policies and process and identifying the credit and fraud risks.- Detecting, monitoring and investigating fraud activities of the Region.- Supervising the outsource Collection Agency for recovery for bad debt.- Monitoring credit portfolio of the Region.- Building the strong relationship with sales and different department. -
AssociatePakistan Mobile Communications Ltd Apr 2005 - Nov 2007HyderabadResponsibilities:- Approval of new postpaid sales- Approval of Security Deposit Waiver of Post paid customers as per Policy.- Approval Change of Ownership of Post Paid Customers.- Approval Credit Limit enhancement & ISD/Intl roam Access- Address verification, - Resolving postpaid billing issues of customers- Supervising the outsource Collection Agency for recovery for bad debt and monitoring credit portfolio. -
Officer Grade IiAskari Commercial Bank Limited. Jan 2004 - Apr 2005Responsible for : - Opening of Letter of Credit Lodgment & Retirement of Documents - Documentary collection and purchasing of Foreign Bills- Export Re-finance (Under SBP Financing Scheme).- State bank of Pakistan Monthly Foreign Exchange Reporting. Credit Department Responsible for handling all documentations, disbursement, and administration of - Business Finance. Personal Loans, Term Finance, Cash Finance Pledge.- Submission of all credit Reports to Head Office for onward submission to State Bank of Pakistan as per Central Bank Directives. General Banking departmentContributions & Achievements:- Promoted form Junior Officer to Officer Grade II in Sep’ 2004 -
Account OfficerFaran Sugar Mills Limited Feb 2003 - Jan 2004Shaikh BhirkioResponsible for : Maintenance of Receivables/ Payments. Staff Payroll. Employees Provident Fund Account. Maintenance and Managing Computer Systems.Contributions & Achievements:- Assisted in development and migration from existing software to new software for complete accounting process and weighing system.
Muhammad Kashif Skills
Muhammad Kashif Education Details
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Business Administration, Finance, Accounting And Management -
Business Administration And Management, General -
Sachal Sarmast Commerce CollegeCommerce -
Himayat-Ul-Islam High SchoolScience
Frequently Asked Questions about Muhammad Kashif
What company does Muhammad Kashif work for?
Muhammad Kashif works for I.d Akhawala
What is Muhammad Kashif's role at the current company?
Muhammad Kashif's current role is Open for new challenges...
What is Muhammad Kashif's email address?
Muhammad Kashif's email address is ka****@****ail.com
What schools did Muhammad Kashif attend?
Muhammad Kashif attended University Of Sindh, University Of Sindh, Sachal Sarmast Commerce College, Himayat-Ul-Islam High School.
What are some of Muhammad Kashif's interests?
Muhammad Kashif has interest in Traveling, Cricket, Music, Going Around With Family, Movies.
What skills is Muhammad Kashif known for?
Muhammad Kashif has skills like Credit, Customer Service, Database Design, Data Warehousing, Microsoft Excel, Financial Risk, Gsm, Internet, Leadership, Microsoft Office, Business Objects, Problem Solving.
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