I founded Happy Mango to make affordable financial services sustainable and profitable. While working at a major financial institution during the 2008 crisis, I saw first hand the limitations of the consumer credit market. The lack of accurate credit data made it risky to lend and costly for many to borrow. Despite a large and growing population with cash flow challenges, most financial institutions continue to focus on wealth based, instead of cash flow based, financial services. By… Show more I founded Happy Mango to make affordable financial services sustainable and profitable. While working at a major financial institution during the 2008 crisis, I saw first hand the limitations of the consumer credit market. The lack of accurate credit data made it risky to lend and costly for many to borrow. Despite a large and growing population with cash flow challenges, most financial institutions continue to focus on wealth based, instead of cash flow based, financial services. By combining a forward-looking cash flow based credit assessment with an end-to-end cloud-based online lending platform, Happy Mango helps banks, credit unions, and CDFIs serve their community efficiently and with scale. Show less

Corporate Treasury Department.- Treasury of Morgan Stanley & CO., an SEC regulated Broker-Dealer, from 2012 to 2013

Fixed Income Sales & Trading

Fixed Income Sales & Trading

Equity Research Department

Equity Research Department

Focused on FAS 133, Accounting for Derivatives. Member of Derivative Implementation Group (DIG)