Kate Anderson Email & Phone Number

700 Bourke St, Docklands, Vic, 3008

• Key leadership support for the delivery of Comprehensive Credit Reporting (CCR) at NAB - the first major bank to complete full roll-out of CCR• Business owner of CCR infrastructure and data supply to Australia’s 3 major Credit Reporting Bodies• Subject matter expert on relevant legal and compliance frameworks relating to credit reporting and responsible lending• Influence design and support execution of NAB’s strategy to leverage and extract maximum value from the comprehensive credit reporting environment• Develop multi-bureau capability for credit decisioning to optimise portfolio performance and minimise operational costs• Support and provide subject matter expertise on projects/initiatives that impact on credit reporting or the deployment of bureau products • Assess potential value of new bureau products and services and ongoing value of existing services, feeding in to contract negotiations as necessary• Management of key relationships with Australia’s 3 major Credit Reporting Bodies from a credit risk perspective• Support requests for information from regulators, customers and Credit Reporting Bodies, including audits• Support resolution of escalated customer complaints and correction requests pertaining to information supplied to, or sourced from, the Credit Reporting Bodies• NAB’s representative at relevant Australian Retail Credit Association (ARCA) forums to drive outcomes from both an industry and NAB perspective (including Data Standards Working Group and Consumer Credit Action Working Group)

800 Bourke St, Docklands, Vic 3008

• Manage a team of analysts to improve asset quality and minimise Bad & Doubtful Debt for the Consumer Cards portfolio worth approximately $1.58B• Analyse, design and implement credit risk strategies for use in credit decisioning as part of the credit origination process (including application scorecards, credit limit allocation, verification requirements and marketing cross-sell)• Define strategic direction and execution of credit risk strategy changes related to the introduction of Responsible Lending legislation (National Consumer Credit Protection Act)• Subject matter support for the design of strategic credit infrastructure platforms• Support the introduction of new products to market• Portfolio reporting and Post Implementation Reviews

800 Bourke St, Docklands, Vic 3008

• Develop, analyse and optimise acquisition credit risk strategies across Consumer Cards and Personal Loans• Minimise Bad and Doubtful Debt across the Consumer Cards and Personal Loans portfolios• Responsible for the implementation of a secondary Credit Reporting Body in to the credit origination process for unsecured products• Develop and implement application scorecards and cut-off strategies• Manage Personal Loans Pre-approval process from a Credit Risk perspective• Portfolio reporting and Post Implementation Reviews• Troubleshooting and solving ad-hoc queries for Credit Risk issues

Dorcas St, South Melbourne

• Analyse credit card portfolio for various business purposes and present insights and recommendations to stakeholders• Maintain and administer Information Management systems including data migration, updating data and managing user access• Create, maintain and disseminate business reports, process maps and technical documentation• Participate in Consumer Finance projects by providing and managing information requirements and identifying process improvements• Manage graduate project including business case development, stakeholder requirements, data-sourcing and analysis, and presentation of recommendations to project stakeholders• Participate as both a mentor and mentee in Graduate mentoring programs

Graduate Diploma In Management Studies, Management

Bachelor Of Computer Science, Computer Science