Katelyn Florez Email & Phone Number

Salt Lake City, Ut, Us

Bluffdale, Utah, United States

VICTIG is a consumer reporting agency (CRA), which conducts criminal background checks, schedules occupational health and drug testing for hundreds of clients worldwide.▪ Serves as primary researcher for reviewing court records and determining what is reportable based on employment jurisdiction, including drug screening results, misdemeanors, felonies, and sex offender registries.▪ Followed FCRA guidelines to provide comprehensive reports, Adverse Action letters, and adjudication.▪ Assist with scheduling drug testing and occupational health services, billing clinics, and interpreting results. Thisincludes escalating results that need clarification, follow up services, or clarification with MRO.

Cottonwood Heights, Utah, United States

Maintains timely correspondence with Lessees, acting as a first point of contact throughout the transaction process.Navigates correspondence with vendors related to the Lessee's transaction to monitor invoicing, payment terms, taxation, and other negotiations.Researches company documentation to prepare contractual documents catered directly to the Lessee's business structure, including, but not limited to, organizational documents, financial statements, UCC searches, etc. Navigates several different business mediums to coordinate leasing transaction according to schedule, such as Salesforce, Excel, and Google. Responsibly receives confidential and highly sensitive original lease documents and chattel paper, and processes them accordingly.

United States

Medford, Oregon, United States

• Worked with accounts payable, accounts receivable, and vendor agreements regarding contracts.• Processed incoming rents and payments by check and money order.• Received, processed, and reconciled statements from several accounts and reports• Prepared monthly financial statements and send completed statements and reports to the program director for approval.• Prepared and made bank deposits including using an internal check scanner.• Ensured compliance with internal accounting procedures and GAAP.• Maintained accurate records, including ledgers, journals, receipts, and invoices.

Klamath Falls, Or

In my extensive secondary research regarding financial literacy, I discovered a need for colleges and universities to implement more constructive resources for their students regarding their financial wellness. Experian (2019) revealed that student loan debt has increased at a rate of over 116% over the past decade, solidifying its place as the second-most significant financial burdens of Americans. The average student loan balance per borrower is $35,359 (Experian, 2019) and Elliott & Nam (2013) observed that over 40% of all households headed by adults younger than 35 have outstanding student loan debt. This level of burden is not only financial but mental. For most students, particularly young adults, who are receiving federal student loans to pay for college, this is their first real-world experience testing their knowledge of financial literacy in the consumer credit market, according to Seyedian & Yi (2011). Based on the values and mission set by the Oregon Institute of Technology (OIT), I have identified that establishing a curriculum for financial literacy fits in perfectly with its’ core value of “hands-on learning” and “quantitative literacy” (OIT, 2019). With the 2019 student loan balance of an Oregon graduate standing at $36,989 (Experian), OIT surely needs to implement the necessary resources to keep their reputation and values, but also for the long-term return on investment that knowledge can provide through alumni relations, retention rates, and other factors.This project will be ongoing until June 2020 and will consist of primary and secondary research of the positive and negative consequences of similar resources on college campuses, the distribution of an institution-wide survey via Qualtrics, and working closely with Dean Erin Foley to create a flawless proposal worthy of implementation.

Klamath Falls, Oregon

-Promote a positive learning experience by actively engaging students and encouraging them to take ownership of their college experience.-Serve as a positive student advocate for high risk or nontraditional students and a role model in furthering the personal development of TOP students.-Provide direct assistance in acquainting students with campus resources such as clubs, social events, workshops, counseling, and tutoring services.-Act as a buddy by helping students with personal concerns during their time in college and assist in balancing their social and academic responsibilities.-Provide individualized assistance with time management and goal-setting, study skills, developing relationships with faculty, completing coursework, and encouraging students to seek help as needed.-Increase academic achievement among TOP students.-Increase retention by promoting a personal connection to TOP.-Serve as a critical communication link between students and TOP staff.-Overall, serve as the “voice of experience” to TOP students as they embark on their journey of self-discovery in pursuit of a college degree.

Klamath Falls, Or

- Provide financial counseling to members to improve the member's financial well-being.- Performs administrative duties for financial advisor, makes client appointments, calls the clientsas a reminder of appointment, and handles any rescheduling client appointment situations,providing follow-up on voicemails and emails. Coordinates with PCFCU staff to providemembers with the resources they need and prospects for clients on a referral basis within clearlydefined markets. Cross-sell credit union products including loans that would benefit themember's financial well-being.- Daily prepares client account paperwork for scheduled appointments. Completes paperworkaccurately, completely and timely. Once the client signs the paperwork the financial advisorassistant will scan the documents to Datavision system as well as processed according to thebroker/vendor procedures.- Works with branches to inform staff about financial planning and advisory services and developstaff referrals.- Process any required communication to the member in regards to privacy policy, requiredminimum distribution or update beneficiaries on accounts. Assists with servicing existing clientsand puts together financial programs to respond to client needs.- Assists representative and resolves any "Back to Rep" (BTRs) issues in a timely manner.- Works with compliance to administer and track any advertising approvals as needed.- Manages scheduling, planning, setup and tracking of seminars, workshops and attendees

Greater Salt Lake City Area

-Follow the SBA's Commercial Credit & Underwriting Guidelines to determine credit extension eligibility for small business applicants. -Review business's financial information provided (included, but not limited to: IRS Tax Returns/Transcripts, CBRs, Dun & Bradstreet reports, company & CPA prepared financial statements, asset & depreciation schedules, and other business documentation).- Using an SBA approved cash flow analysis chart, determine small business's liquidity value & DSCR on both business and global perspectives. -Create an extremely detailed analysis of approved companies' financials and ability to service debt requested, including assumptions to the cash flow analysis, trending, and any additional information needed for third parties to feel comfortable extending credit.-Establish and maintain business relationships with customers of the bank, and provide approvals and declinations of loan requests in a timely and professional manner.

268 South State Street, Salt Lake City, Ut 84111

-Receive, calculate, and pay monthly invoices for current department relationships.-Send out weekly, monthly, and quarterly reports to upper management and board showing department's closed and funded loans, as well as active loans with ongoing bank partners.-Bid out fully dispersed loans to be sold on the secondary market.-Complete consolidation for unmatched records in various interfaces.-Receive, analyze, and score new loan applications for department which includes analyzing personal and business credit reports.-Provide compliance officers with monthly reports to maintain regulations within company.

268 South State Street, Salt Lake City, Ut 84111

-Receive and review requests for closing commercial, real estate, construction, SBA, and franchise loans. -Responsible for effectively processing loan requests under minimum level of supervision, by obtaining, verifying, completing and maintaining all necessary loan documentation. -Review and research lit/lien, title searches and title commitments and work with loan officer to clear all exceptions. -Ensure that all formation documentation such as Articles of Incorporation, Filed LP-1 (for Limited Liability Companies, Limited Liability Partnerships), Partnership Agreements, Operating Agreements, Certificates of Trust, Certificates of Good Standing, etc., is included in the loan package, as applicable. -Review types of collateral being taken by the Bank, for appropriate documentation and to ensure Bank’s ability to perfect its position. . -Review loan documentation packages to ensure that all required documentation is signed and included. -Maintain and update in-house loan tracking system on a timely basis. -Maintain a specialized knowledge of the documentation department’s function, terminology, policies and procedures, and related laws and regulations at the local, state and federal levels.

Bachelor Of Science - Bs, Entrepreneurial And Small Business Operations

Activities and Societies: Vice President of the Project Management Institute ClubGraduated Magma Cum Laude as the representative.

High School, High School Diploma

Activities and Societies: Drama Club, French Club