Katherine Stackhouse Email & Phone Number

United States

United States

•Review Borrower’s Loss Mitigation Applications, & Supporting Documentation for Lender Underwriting review •Draft Loss Mitigation Hearing Documents•Request checks for hearings•Prepare Reinstatement and Payoff Quotes •Review Deeds, Notes, Mortgages , Summons & Complaints •Communicate with Borrowers, Realtors, Lenders regarding upcoming hearings or auction dates•Input data, update websites, and perform status inquiries.•Maintain information related to specific team documents.•Draft correspondence with lenders and other agencies involved in foreclosure process•Answer phone calls from Borrower’s, Prospective Purchasers, Lender’s, Realtors, Closing Attorneys , other Third Parties

•Cross trained in Mortgage Closing and Processing•Maintained file input in mortgage software -Encompass•Processed a minimum of 30 loans per month for VA,FHA, Conventional, Refinance,Condo Home Loans in the states of VA, NC,FL•Maintained compliance with privacy and security requirements, as well as federal statutes covering•Handled any conditions sent from underwriting departments•Checked daily reports with a proactive approach each morning to identify priorities or issues •Home Mortgage Disclosure Act Government Lending•Collected payoff statements for final closing fees•Verified Client's 2 years employment history•Prepared file for final clear-to-close by Underwriter•Evaluated approvals against financial bank statements and government lending standards•Collaborated with Loan Officers and Loan Officers Assistance to provide timely, accurate service for clients throughout entire mortgage process •Consulted with Appraisers to identify and resolve loan closing issues Verified credit histories, and update credit reports as needed•Received on-going, comprehensive training on home loan products and mortgage process•Communicated with originator and applicant concerning progress of loan file

•Maintained a minimal of 60 files a month in mortgage software -DocVolocity & RobBot•Closed USDA, Refinance ,Manufactured Home Loans in SC, FL, TX , and Puerto Rico•Prepared initial and final closing disclosure's•Collect and review property tax certifications , and homeowners insurance for escrow accounts•Collected payoff statements for final closing fees•Collaborated with Clients Attorneys to finalize closing fees for closing disclosure•Prepared ,and finalized closing packages for clients signatures•Reviewed final client signatures on closing documents for wire release Acted as Liaison between Buyers , Sellers, Attorneys, Insurance •Providers, Clients, and Underwriters to ensure positive experiences for all parties•Worked with Underwriters & Processors to fix application problems and resolve issues quickly•Request and reviewed Title work from Attorneys office prior to Underwriting final review•Review Title to confirm no Lien Notices, Confirm all Liens Cleared Review ,Purchase Contract for Seller Credits, Septic System, Pest Inspection , Final Appraisal Reports•Verified Client's 2 years employment history prior to sending final closing package•Produced monthly reports for upper Management on all loan status

•Maintained a minimum of 60 loans a month in mortgage software -Encompass•Closed VA,FHA,Conventional,USDA, Refinance,Co-Operative, Jumbo Home Loans in NY,NJ, NH, ,RI, ME,DE,VA, Washington D.C., NC, SC,FL •Prepared initial and final closing disclosure's•Collect and review property tax certifications , and homeowners insurance for escrow accounts•Collected payoff statements for final closing fees•Collaborated with Clients Attorneys to finalize closing fees for closing disclosure•Prepared ,and finalized closing packages for clients signatures•Reviewed final client signatures on closing documents for wire release •Acted as Liaison between Buyers , Sellers, Attorneys, Insurance Providers, Clients, and Underwriters to ensure positive experiences for all parties•Worked with Underwriters & Processors to fix application problems and resolve issues quickly•Request and reviewed Title work from Attorneys office prior to Underwriting final review•Review Title to confirm no Lien Notices, Confirm all Liens Cleared•Review ,Purchase Contract for Seller Credits, Septic System, Pest Inspection , Final Appraisal Reports•Verified Client's 2 years employment history prior to sending final closing package•Produced monthly reports for upper Management on all loan status

•Verified minium of 150 loans per month prior to investment purchase of closed table VA, FHA, USDA, Conventional ,Refinanced and Condo home mortgage loan files•Confirm compliance with company standards, federal agency regulations and guidelines, as well as applicable state- specific second home loan program guidelines•Review & verify third party documentation integrity, including but not limited to; Note, Deed of Trust, Loan Application, Appraisal, Credit Check, Title report, Tax returns, Verification of employmentCreate deficiency reports for Lender Management department•Request any missing or corrected documentation needed to complete a loan file for investment purchasing •Calculate, input, verify and approve wire information into generate funding package•Submit government files to FHA/VA/USDA Loans for insurance guarantee Monitor timely receipt of documentation for completion escrow: review and update reports•Stay current with all company, banking,federal and state regulations

Certification, Business Administration And Management, General

Activities and Societies: DECA Historian DECA Parliamentarian

Associate'S Degree, Business Administration & Human Resources