Kathleen Cramer

Kathleen Cramer Email and Phone Number

Assistant Vice President Commercial Closing Officer @ M&T Bank
West Babylon, NY, US
Kathleen Cramer's Location
West Babylon, New York, United States, United States
Kathleen Cramer's Contact Details

Kathleen Cramer work email

Kathleen Cramer personal email

n/a
About Kathleen Cramer

Senior Loan Administrator | Commercial & Real Estate Lending | 25+ years of loan lifecycle management - demonstrated history of enhancing team collaboration, ensuring compliance, and delivering exceptional client experiences.

Kathleen Cramer's Current Company Details
M&T Bank

M&T Bank

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Assistant Vice President Commercial Closing Officer
West Babylon, NY, US
Website:
mtb.com
Employees:
30082
Kathleen Cramer Work Experience Details
  • M&T Bank
    Assistant Vice President Commercial Closing Officer
    M&T Bank
    West Babylon, Ny, Us
  • Hanover Bank
    Commercial Loan Closer Ii
    Hanover Bank Jan 2024 - Present
    Mineola, New York, Us
  • Dime Community Bank
    Senior Commercial Loan Closer
    Dime Community Bank Aug 2021 - Sep 2023
    Hauppauge, New York, Us
  • Flushing Bank
    Senior Loan Closer
    Flushing Bank Aug 2020 - Aug 2021
    Uniondale, New York, Us
  • Berkman, Henoch, Peterson, Peddy & Fenchel, Pc
    Paralegal
    Berkman, Henoch, Peterson, Peddy & Fenchel, Pc Nov 2019 - Aug 2020
    Garden City, New York, Us
  • Bhi
    Deal Origination Administrator
    Bhi Nov 2018 - Nov 2019
    New York, Us
  • Sterling National Bank
    Assistant Treasurer
    Sterling National Bank Apr 2018 - Nov 2018
    Stamford, Ct, Us
  • Empire National Bank
    Senior Loan Administrator
    Empire National Bank May 2016 - Apr 2018
    Islandia, Ny, Us
  • Signature Bank
    Senior Loan Administrator Officer
    Signature Bank Jul 2011 - May 2016
    New York, Us
    Supported loan officers in establishing and maintaining real estate lending relationships in excess of $100 million.Prepare all documentation for new loan closings, renewal of existing loan and modifications of existing loans including, but not limited to, closing statements, loan summary regulatory forms, insurance compliancy forms, demand deposit account forms and escrow tax analysis.Review all loan documents pertaining to loan closings, i.e., Third party reports, notes, mortgages, guarantees, required insurance - including flood zone regulations meeting and satisfying FEMA requirements.Analyze borrower documentation to ensure compliance with existing credit risk policy. i.e., obtaining financial statements, legal documents, etc.Initiate and authorize borrower requests for advances and payments on lines of credit, construction loan workups.Act as the central liaison between the lending officer, legal counsel - both internal and external, commercial loan operations, private client groups as well as other departments within the bank.Complete transactions and research and resolve servicing issues requested by commercial real estate customers. Identify and meet customer needs through extensive knowledge.Supervise support staff in daily transactions and training in such.
  • Wells Fargo
    Avp, Sr. Loan Aministrator
    Wells Fargo Jun 2007 - Jul 2011
    San Francisco, California, Us
    Support relationship managers in establishing and maintaining lending relationships in excess of $20 million.Prepare documentation for new loan closings renewal of existing loan and modifications of existing loans.Monitor daily treasury/cash management activities and daily overdrafts.Analyze borrower documentation to ensure compliance with existing credit risk policy. i.e., obtaining financial statements, borrowing base certificates, legal documents, etcInitiated and authorized borrower requests for advances, wire transfers, demand deposit account activity and treasury products and services.Complete transactions and research and resolve servicing issues requested by commercial lending customers. Identify and meet customer needs through extensive knowledge.
  • Hsbc
    Assistant Vice President, Sr. Loan Admin
    Hsbc Jun 2005 - Jun 2007
    London, Gb
  • Washington Mutual Bank
    Loan Facilitator- Specialty Finance Group - Multi-Family Lending/Fannie Mae Lending
    Washington Mutual Bank May 2003 - Jun 2005
    Las Vegas, Nevada, Us
  • The Roslyn Savings Bank
    Loan Administrator
    The Roslyn Savings Bank Apr 2001 - May 2003
    Supervised staff of four with daily operational tasks as perform. Reviewed legal documents, calculate a closing fees and prepared invoices, prepared escrow analysis for taxes and insurance and completed required forms for loan set up and servicing. Reviewed, approved and funded monthly construction draws.
  • Mellon Bank
    Portfolio Administrator
    Mellon Bank Dec 1997 - Apr 2001
    Acted as primary source of contact for bars and customers in the Long Island office. Assisted relationship managers with all administrative lending functions and loan reporting. Supervise and trained part time personnel in all administrative functions. Respond at all internal request for bars alone information
  • Natwest Bank - Fleet Bank
    Loan Administrator/Customer Service Representative
    Natwest Bank - Fleet Bank Dec 1986 - Dec 1997
    Ensured compliance with all government lending regulations, policies and procedures by managing the filing and reviewing of all documentation. Resolved all operational issues and requests submitted by the borrower or relationship manager pertaining to the transferring of funds and demand deposit account issues. Obtain borrower financial statements, insurance and other documentation required pursuant to the loan agreements. Processed all manual wire transfers and internal book transfers for all customers.

Kathleen Cramer Education Details

  • Suffolk County Community College
    Suffolk County Community College
    Management And Operations

Frequently Asked Questions about Kathleen Cramer

What company does Kathleen Cramer work for?

Kathleen Cramer works for M&t Bank

What is Kathleen Cramer's role at the current company?

Kathleen Cramer's current role is Assistant Vice President Commercial Closing Officer.

What is Kathleen Cramer's email address?

Kathleen Cramer's email address is ka****@****ime.com

What schools did Kathleen Cramer attend?

Kathleen Cramer attended Suffolk County Community College.

Who are Kathleen Cramer's colleagues?

Kathleen Cramer's colleagues are Joanne Armentano, Trina Chapman, Suzy Huffman, Mark Conti, Kyle Scott, Carrie Shockley, 施冠宇.

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