Kathy Baron Email and Phone Number

Auto,Property,Life,RetirementWe specialize in making sure that you and your family are adequately protected from whatever may come your way.

Business Banking specialist for multiple branches responsible for managing and growing a portfolio of existing clients;Responsible for monitoring activity and goal attainment with concentration on profit growth;Instill a referral system for branch partners to introduce clients to the Business, Investment or Mortgage specialists;Building relationships, understanding their business and offer solutions that best serve the client;Business Banking specialist providing coaching, mentoring, training and support for the branch teams; Manage and grow a portfolio of clients with business banking relationships with an account base of approximately $30M.

Consistently exceed monthly goals and targets through effective account and relationship management;Manage complex relationships with clients and prospects while providing investment, fiduciary, credit, and deposit solutions;Cross-sell investment, brokerage, and fiduciary solutions;Implement action plans for developing new business and deepening existing personal relationships; Experienced in retaining and deepening banking relationships with existing customers;Acquire new customers through active relationships management and constant customer contact;Able to identify customers financial needs and match products that would fulfill those needs all while assuring a high level of customer satisfaction;Serve as a liaison between customer and bank resources.

Highly experienced in the mortgage industry, underwriting, and processing different loan programs;Maintained and developed key business relationships with realtors, attorneys and financial consultants that served as a recurring source of referrals for new mortgage lending opportunities;Maintained a high level of repeat referral business due to my excellent personalized service to my clients; Continuously building relationships with new lenders and acquiring a working knowledge of their programs and guidelines.Marketed and sold residential mortgage, refinance and lending solutions valued between $300K to $950K to highly diverse clientele.

Founded and directed mortgage company covering 3- state area.Held accountability for business development, training and developing 15-person staff and investor relations.Average annual portfolio in excess of $40 MM;Established and implemented successful policies and procedures for securing loans with investors; Designed internal audit capabilities for increased profitability, responsible for all accounting functions, developed annual reports including income statements, profit and loss, balance sheet, statement of cash flow and investor profiles;Maintained a loan pipeline with clients and investors, acquired and extensive knowledge of lender websites, proficient at DU and LP, underwriting guidelines and difficult loan programs.