I buy gold, silver & platinum usually at home parties but will buy from an individual. I get the daily rates and make a lot of people happy when they think they only have "JUNK" I prove it was way more than junk or costume jewelry. At home parties my hostess earns 10% of what I buy plus bonuses. She/he doesn't have to have anything to sell.....but I bet if they gave it to me to test, they would have plenty they would sell! Their guests bring all their unwanted, broken jewelry, coins dated 1964 and older, gold teeth! YES I said gold teeth, silverware, platters, etc. I make offers and they decided to sell or not. If they can't join us, they can drop off their goodies in a bag marked with their name and phone number and I will give them a call from the party and make them an offer. I write checks right on the spot! I am the only one who buys anything at these parties!!!!