Kathy Sarrami Email & Phone Number

United States

Greater Los Angeles Area

Hollywood, CA

Sr. Credit AnalystCountrywide Securities Corporation (2006-2008)Performed in depth research and prepared detailed credit analyses for counterparties including banks, thrifts, securities, etc.; recommended credit limits to the EVP of Credit and assigned credit ratings using internal proprietary credit models; monitored industry trends using a variety of.

Improved/managed invoice collections for the entire portfoio with balances fluctuating from $500M to $1B; exceeded invoice DSO and % current goals compared to prior years by increasing customer usage of EFT and payment frequency; repsonsible for all phases of credit evaluation and apprpoval, including negotiating with both internal and external customers.

Managed and trained an outsourced group of up to 25 outsourced individuals who were working for Fox collecting and reconciling the A/R which at times exceeded $3B in sales per annum; prepared in-depth financial statement analyses and credit line recommendations for all customer risk categories; medium/high risk accts required significant research.

Improved DSO by 25% through proactive and effective collection methods which included sales, brokers and operations involvement when necessary; assisted in implemenation of the Divisional Credit Meetings to improve Dole as "One" and leverage the company's position in the food industry; reduced deductions through diligent communication with key sales.