Financial Analyst
CurrentPrimary profitability and economic analyst of a $8B+ financial institutionMaintain the credit union's profit model, the primary source of branch, product, officer, and member-level profit- model includes funds transfer pricingCreate monthly profitability reports using SQL, Excel, and SAP Business Objects that cover 60+ branches, 100+ products, and 1,200+ employeesCompile monthly macro + micro economic reports to present to chiefs and upper management, featuring:- interest rates- inflation- housing + population trends- employment- durable goods- credit trendsDesign ad-hoc ArcGIS maps for mortgage, commercial, and retail Lead profit trainings with executives and regional managers to inform branch-level decision-making, particularly providing insight on:- branch expenses and income- controllable vs uncontrollable expenses- staff engagement and profitabilityRegularly collaborate with executives to help inform product pricing and branch operation decisionsIn 2022 and 2023, facilitated international research with Nordic research team studying cross-cultural cooperative banking principles