Katy G. Email & Phone Number

Granbury, Tx, Us

Remote, Tx

Support senior management and cross-functional teams in implementing standards for BSA, OFAC, USA Patriot Act, and FinCEN compliance by assessing daily OFAC alerts, investigating AML alerts, approving CTRs, performing quality reviews of alert determinations, and delivering guidance and mentorship to colleagues related to completing tasks and addressing uncertain compliance issues.• Revised the High Risk Customer Worksheets (HRCWs) to optimize efficiency and usability. • Created alert templates within the AML system that automated data entry in alert notes, increasing efficiency and accuracy of alert clearing. • Evaluated and updated the OFAC, Daily Wire Packet Review, and Customer Risk Rating and Monitoring Procedures, increasing efficiency in each area. • Initiated the process of revising the risk factors to align with River City Bank's definition of high risk.• Upon the departure of the Fraud Analyst, took initiative and assumed responsibility for daily screening of potential fraudulent checks.

Remote, Tx

Completed various projects in close collaboration with cross-functional teams and senior management. Supported EDD manager to establish entire EDD program at BECU, including implementing EDD module within Verafin and developing, evaluating, and validating risk models for all high risk member types (CIB, NBFI, ATM, PSP, PEP, NRA, MRB, MSB, and NPO). Conducted comprehensive due diligence information collection procedures for MRBs, ATMs, CIBs, PEPs, and NRAs.• Designed and implemented a comprehensive system for annual EDD reviews, which included a review form and transaction analysis template, streamlining process of transaction data analysis and enabled better risk mitigation.• Planned and conducted time study to assist with efficiently allocating personnel in the BSA department for the upcoming year.

Aubrey, Texas, United States

Coaching individuals on how to ditch stress, find peace, and achieve a financial future they are proud of by teaching them personal finance principles and walking them through Dave Ramsey’s baby steps.

Plano, Texas, United States

Promoted as part of a 10-member team to provide mentorship and daily guidance while ensuring compliance with the bank’s BSA policies and procedures as well as federal regulations. Assist the EDD Manager in coaching team members, monitoring production, reviewing EDD Reviews completed by the team for adherence to procedure, and decisioning the team’s recommendations to re-risk high-risk customers based on proper mitigation. Key Accomplishments: Assisted with the training of new team members.  Identified efficiency opportunities regarding trend analysis and documentation of the annual EDD Reviews.  Completed thorough quality control reviews on EDD Reviews recommending re-risk to moderate or low. Reviewed and approved re-risk recommendations if proper mitigation was documented to warrant the re-risk.

Plano, Texas, United States

Assist with the implementation of the Enhanced Due Diligence (EDD) program within the BSA department by performing EDD reviews on high-risk customers. Key Accomplishments: Quickly adapted to the bank’s numerous information systems. Completed a detailed and accurate review of 48 accounts within 31 business days.  Assisted fellow team member with various tasks regarding the EDD review process and navigation of bank systems. Performed complex investigations by identifying, documenting, and mitigating potential money laundering terrorist financing, drug trafficking, and tax evasion risks.  Identified suspicious activity and escalated to the appropriate department.

Evaluated and dispositioned potential OFAC matches.

Cross Roads, Texas

Remote

Promoted as part of 6-member team to implement standards for compliance with Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), USA Patriot Act, and Financial Crimes Enforcement Network (FinCEN) compliance requirements by reviewing suspicious activity reports (SAR), monitoring staff transactions, triaging monthly system generated alerts, thoroughly investigating cases, and managing AML system.Key Accomplishments: Review all monthly system generated alerts and triage potentially suspicious alerts to team members.  AML system administrator: manage permissions, manage periodic system enhancements, work with 3rd party vendor to ensure that the system is working as expected, quickly identify issues, recommend improvements, as well as analyze and adjust suspicious activity rules based on trends and customer base.  Identified egregious defects in the AML system’s customer risk models and suspicious activity rules, worked with 3rd party vendor to correct in a timely manner, and validated changes to ensure that the defects had been corrected.  Assist internal audit and external audit with data and model validation of the AML system.  Assist with external audit and examination management and document submission. Manage workflow amongst team members to ensure tasks are completed in a timely manner within regulatory deadlines and report any concerns to BSA Officer.  Train and coach fellow team members on task completion and situations that fall in the “grey area” of compliance.  Administer SharePoint site for the department in order to ensure information is received efficiently from frontline staff.  Partner with training department to develop and execute continuous training curriculum based on staff inefficiencies and BSA procedures safeguarding against regulatory compliance violations.  Lead record retention and data clean-up projects.

Sacramento, California Area

Promoted to implement standards for compliance with BSA, OFAC, USA Patriot Act, and FinCEN compliance requirements by reviewing CTRs, completing SARs, monitoring staff transactions, evaluating CTR exempt accounts, evaluating Money Service Businesses (MSB), evaluating ATM customers, and thoroughly investigating cases. Key Accomplishments: Completed CTRs as well as reviewed and approved CTRs for other team members.  Completed SARs as well as reviewed and filed SARs for other team members.  Completed annual MSB customer reviews, CTR Exemption customer reviews, and ATM customer reviews. Completed daily new customer risk rating review (CDD/EDD), anticipated activity reviews, OFAC false positive review, and MIL quality assurance review.  Processed biweekly 314(a) searches and submissions as well 314(b) requests. Partnered with training department to develop and execute continuous training curriculum based on staff inefficiencies and BSA procedures safeguarding against regulatory compliance violations.  Generated reports and workflows for CTR and SAR completion, external management site visits, and data entry logs. Co-developed customer due diligence/enhanced due diligence (CDD/EDD) customer assessment procedures in the risk rating of customers and the detection, monitoring, and reporting of suspicious activity. Prepared staff for external audits by remaining up to date on all report generation and coordinating quarterly quality assurance reports to review grievances and violations.  Assembled monthly committee meeting minutes for executive management and stakeholders certifying all regulatory deadlines were being met.  Led CTR system conversion that validated proper transfer of data by originating transaction test scripts, monitoring teller process insights, and initiating workarounds in accordance with new system database requirements.

Sacramento, California Area

Promoted to lead turnaround initiative, coordinate day-to-day branch processes and procedures, transform culture, and oversee customer service excellence. Instituted hands-on leadership, performance best practices, and corporate policies to raise revenue, improve performance, and enhance client satisfaction. Key Accomplishments: Increased staff engagement while raising compliance accountability, compliance accuracy, and morale by developing incentive plan, contests, and team events for staff. Elevated staff performance by orchestrating assessments that evaluate transaction reports, and policy and procedure observance while delivering in-depth coaching.  Vetted, hired, and trained branch staff guaranteeing comprehensive knowledge of banking regulations, policies and procedures, and all products and services.  Passed all external audits by conducting several unexpected internal audits and implementing corrective action plan to remedy transaction inaccuracies, improve fraudulent activity reporting, and streamline processes.

Sacramento, California Area

Served as part of a 6-member team performing precise financial transactions according to federal and state banking compliance guidelines. Gained senior authority by providing guidance to customers. Built strong relationships with customers based on in-depth product knowledge and rapport.Key Accomplishments: Monitored suspicious customer behavior and financial activity safeguarding against robbery attempts and violations of federal and state financial regulations.  Fueled continuous quality improvements regarding productivity and performance by delivering training to new hires and colleagues and ensuring acclimation to banking standards. Exceeded customer service and audit standards through accurate cash drawer, transaction processing, and report processing. Served as interim bank manager during unplanned or unexpected absences of management team.

Sacramento, California Area

Performed precise financial transactions according to federal and state banking compliance guidelines. Provided customer resolutions with speed and accuracy, escalating to upper-management when appropriate. Built strong relationships with customers based on in-depth product knowledge and rapport. Received numerous awards for service and fraud identification.Key Accomplishments: Fueled continuous quality improvements regarding productivity and performance by delivering training to new hires and colleagues and ensuring acclimation to banking standards. Exceeded customer service and audit standards through accurate cash drawer, transaction processing, and report processing.

Sacramento, California Area

Sacramento, California Area

Bachelor Of Science - Bs, Public Service And Public Policy (Emergency Management And Homeland Security), 3.85

Summa Cum Laude

Associate Of Science (A.S.), Accounting, 3.57

With honors