Kaustubh Joshi Email and Phone Number
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Kaustubh Joshi personal email
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P&L owner and Product Leader in business payments and lending space; Currently leading the most successful seller financing partnership for Amazon globally; responsible for managing product management, customer acquisition, credit strategy, pricing, and day to day delivery of large SMB book; Launched three embedded lending and payments products in last 18 months.
Ibusiness Funding
View- Website:
- ibusinessfunding.com
- Employees:
- 287
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Chief Business OfficerIbusiness FundingNew York, Ny, Us -
Chief Business OfficerFunding Circle Us Jan 2024 - PresentDenver, Colorado, UsPromoted to lead all of US Business P&L across Direct, Partnerships, and Embedded Channels. Responsible for go-to-market strategy, marketing, business development, partnerships and JVs, product strategy. Launching the first-ever digital SBA product in US. Serving as a member of the US executive team. -
Head Of Partnerships And Embedded Financing BusinessFunding Circle Us Oct 2023 - Dec 2023Denver, Colorado, UsRecruited to build out Embedded Finance offering and Lead P&L for Partnerships business for Funding Circle US. -
Gm And Head Of Product, Embedded Business Financing And PaymentsGoldman Sachs May 2019 - Sep 2023New York, New York, Us- Built the BaaS commercial lending business from inception including the product construct, embedded experience, go-to-market strategy, and partnerships with Amazon, Walmart and General Motors; scaled the business to over 4 product launches (LOC, Term Loan, SMB Cards, and BNPL) and 35K+ customers in less than three years.- Collaborated with Technology team to build the first product with headless architecture that was delivered through Goldman’s single API construct in both partner-embedded and digital self-service channels.- Managed the launch and scale up of the product during Covid and through the rising rate environment working with bank’s Risk and Treasury leadership.- Launched several innovative features such as dynamic advance, rate lock, dynamic A/P decisioning, and singular product agnostic onboarding.- Role expanded to lead BaaS Payments Product team that will take Treasury products (e.g., FX and domestic payments, wallets, reporting and analytics) and deliver to SMBs within B2B ecosystems. -
Head Of New Product StrategyGoldman Sachs Jun 2018 - Apr 2019New York, New York, Us- Assessed several consumer and business credit products developing business case, benchmarking competitive products, and assessing build-vs-buy options. - Led the detailed design and early build of prioritized product launches – Payment acceptance product (launched as MarcusPay) and Embedded Business Financing. -
Associate PartnerMckinsey & Company Oct 2016 - Jun 2018UsFinancial Services and Business Technology PracticeClient service leader responsible for business development and project delivery for the firm’s large Commercial and Custody Banking clients. Work focused on Product development, New Business/ Product launches, and Risk & Compliance. -
Engagement ManagerMckinsey & Company Aug 2013 - Sep 2016Us -
AssociateMckinsey & Company Jul 2011 - Jul 2013Us -
Senior Business AnalystMckinsey & Company Jun 2006 - Jun 2009UsStrategy and operations engagements for Financial Services and Telecom clients
Kaustubh Joshi Skills
Kaustubh Joshi Education Details
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University Of California, Berkeley, Haas School Of BusinessMaster Of Business Administration - Mba -
University Of California, Berkeley, Haas School Of BusinessProduct Management And Finance -
Indian Institute Of Technology, BombayElectrical Engineering -
Indian Institute Of Technology, BombayBachelor Of Technology - Btech
Frequently Asked Questions about Kaustubh Joshi
What company does Kaustubh Joshi work for?
Kaustubh Joshi works for Ibusiness Funding
What is Kaustubh Joshi's role at the current company?
Kaustubh Joshi's current role is Chief Business Officer.
What is Kaustubh Joshi's email address?
Kaustubh Joshi's email address is kaustubh.joshi@gs.com
What is Kaustubh Joshi's direct phone number?
Kaustubh Joshi's direct phone number is +191226*****
What schools did Kaustubh Joshi attend?
Kaustubh Joshi attended University Of California, Berkeley, Haas School Of Business, University Of California, Berkeley, Haas School Of Business, Indian Institute Of Technology, Bombay, Indian Institute Of Technology, Bombay.
What skills is Kaustubh Joshi known for?
Kaustubh Joshi has skills like Financial Modeling, Strategy, Investment Valuation, Private Equity, Fintech.
Who are Kaustubh Joshi's colleagues?
Kaustubh Joshi's colleagues are John Williams, Guy Prior, Maruthi C, Malcolm Lowery, Destiny O'dell, Edouardo Eugene, William Pearl.
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