As a Credit Manager secured Underwriting at BFL, I implement the credit policies of the company and handle the decision for loan. I analyze the Banking and financial risk and the KYC of the clients, and make credit decisions for business loans, ensuring compliance and quality standards.I also collaborate with external vendors such as field investigation agencies, valuation and legal agencies, and collateral monitoring services, to verify the accuracy and validity of the information and documents provided by the clients. I maintain a high level of efficiency and accuracy, and achieve the optimal turnaround time for each case.I have a Bachelor of Engineering degree in Mechanical Engineering from Dr N.G.P. Institute of Technology, and a Master of Business Administration in Baking and Finance degree from Alagappa University. I have developed strong skills in computer-aided design (CAD) and Microsoft Excel, which I use to create and manage financial models, reports, and dashboards. I am passionate about applying my technical and analytical skills to enhance the credit performance and risk management of the company.