Kawsar Bin Absar Email & Phone Number

I am a highly motivated, self driven, passionate learner and guided leader who works as an Area Compliance Officer for Sharaf Exchange in Dubai, United Arab Emirates. Living in United Arab Emirates and growing up in this country, I possess skills which are effective to serve organizations in the country. Having wide varieties exposures of different areas in Compliance Department, I act as a key contact point of Sharaf Exchange’s branches across the country for AML/CFT compliance related matters. Proficient and skilled for being multi tasked individual in Sanctions/Politically Exposed Persons (PEP) screening/negative media screening, Transaction Monitoring System (TMS), Corporate onboarding and Enhanced Due Diligence (EDD), Suspicious Transaction and Activity (STR/SAR) investigations and analysis, Drafting/s of reports of STR/SAR, Fund Freeze Report (FFR), Partial Name Match Report (PNMR), Request For Information (RFI), Request For Information with Transaction/s (RFIT) for GoAML, Master branch audits, New Joiners/Refreshers/FLA’s branch training and handling Management Information System (MIS), Integrated Enquiry Management System (IEMS), Quality Assurance (QA)/Health Checks, Financial Crime Risk Control/s (FCRC), Policy and Procedure and stay guided, educated on the daily updates, regulations and notices from Central Bank of the United Arab Emirates (CBUAE).I possess certificate of Certified Know Your Customer Expert (CKYCE) from RiskPro Indiaforensic and am Certified KYC expert. I am also an active member and seeking certification of Sanctions Compliance Specialist (SCS) from Global Compliance Institute (GCI) and preparing for ACAMS. Moreover, I hold a Bachelor Degree in Bachelors of Business Administration (BBA) and currently possessing education in Masters of Business Administration (MBA).The career aim remains to seek more professional opportunities, have more career advancement, expand to bigger networks and adapt, be educated about AML/CFT knowledge on regular base required to serve the AML/CFT compliance department. Addition to these, also to stay guided with legal laws, regulations from regulatory body on day-to-day base and be well ahead in terms of knowledge and education. I also love to network and connect to new connections, go for long drives, explore different areas of their interest, work life, cultures, educations, organizations and much more. As sports, animals and nature enthusiast; these are few additional topics I love to have a discussion about as well. Feel free to network for more updates, opportunities, queries and more.

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  Area Compliance Officer (Aco)

  Sharaf Exchange

  Feb 2021 - Present - Dubai, United Arab Emirates

  • Act as the primary point of contact between the branches and Compliance Department for any AML/CFT compliance related matters/issues/queries.• Responsible for day-to-day based Sanctions/PEP/Negative online Screening, offline Transaction Monitoring of the transactions/customer activity as per the Online/Offline rules implemented on customers profile and activities related to Financial Crime.• Ensure to overlook at the new corporates onboarding files for reviews, investigation and risk assessment.• Investigating, drafting/assisting reports of STR/SAR/RFI/RFIT for GoAML to FIU as per the given timeline.• Managing the Integrated Enquiry Management System (IEMS) of Central Bank of the United Arab Emirates (CBUAE) as per the requested informations and listing/de-listing of the individuals, entities and services with Sanctions List and internal watchlist.• Organize and arrange training materials, documents, assessment papers for FLA/New joiners and conduct training for the FLA/New joiners as per the schedule/requirements.• Updating Management Information System (MIS) of the training list and marking of the assessment papers.• Monitoring transactions of the branch as per the checklist provided by compliance department to improve the documentations, manage financial crime risk and maintain accurate profile details of customers of the branches.• Conduct surprise branch audits to check on the transaction samples, do master audits of the branches to find potential risk related to Financial Crime.• Responsible for helping Compliance Officer in implementation of compliance program in line with Central Bank requirements and ensure Central Bank policy amendments are strictly followed and adhered to.• Do monthly Quality Assurance (QA)/health checks on Sanction Screening, Transaction Monitoring of the compliance department employees comments/patterns/releasing of transactions and new Corporate Onboarding documentation checks.• Perform data reviews and checks.