*Analyzed and prepared credit proposals for new and existing commercial real estate relationships*Performed underwriting of new and existing commercial real estate loans to assess the financial condition, repayment capacity and risks associated with the transaction, including analysis of real estate cash flow, global cash flow, personal cash flow, and personal financial statements*Reviewed and analyzed loan documents, leases, sales agreements, appraisals, and other related materials*Assured all analysis and underwriting conforms to credit policy, banking regulations, and commercial real estate underwriting guidelines; effectively communicate results of the underwriting in a written loan presentation for review by lenders and senior management*Researched data to obtain information regarding current and projected status of certain industries, borrowers, and market trends to assist in determining its impact on both the real estate and banking industry*Assisted in documentation collection for annual loan reviews and monitor the borrower's financial performance to assist in the risk rating process

*Monitored terms of loan agreements and policy/procedure/compliance requirements, with consistently accurate analysis and attention to detail*Managed customer requests within the terms of commercial real estate loan documentation, bank policy and business segment procedures*Maintained accuracy of loan and customer information on system of record, working with Commercial Loan Operations to resolve errors as necessary*Determined internal/external processing path for each loan documentation package