Balamurali Krishna Kalidas Email & Phone Number

I have a work experience of two years in the banking industry. I have passed JAIIB in First Class with Distinction and CAIIB in First Class. I have worked in various departments such as CASA, Advances and Recovery.Knowledge & Experience:1. Knowledge of KYC & AML norms. 2. Knowledge of various types of individual and non-individual accounts such as savings account, BSBDA, current accounts, trust accounts, society accounts, government accounts, capital gains account, etc.3. Cash handling.4. ATM handling.5. Knowledge of various digital banking products such as debit cards, credit cards, mobile banking, internet banking, UPI, USSD banking, QR Code, POS, etc.6. Servicing customer requests.7. Knowledge of retail loan products such as housing loan, vehicle loan, pension loan, budget loan, education loan, etc.8. Knowledge of MSME loan products such as term loans, project finance, project appraisal, etc., and working capital facilities such as open cash credit, overdraft, etc. 9. Knowledge of agricultural loan products such as KCCS, Kisan overdraft, farm development loans, animal husbandry loans, etc. 10. Knowledge of gold loans in agriculture, retail and MSME sectors. 11. Practical experience in recovery of NPAs, SMAs, etc. 12. Knowledge of various banking laws and regulations which are essential for compliance with the policy of the institution and regulators. Skills:> Effective and fluent communicator. (Languages known - English, Tamil and Telugu)> Smart and efficient worker. > Quick learner.> Consistent learner who is up-to-date on latest developments in the industry. > Ability to identify right products and services to customers. > Ability to shoulder responsibilities and to thrive under pressure. > A good team member and also very good leader.

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  Psg College Of Arts And Science

  Bachelor Of Science - Bs