Global Business Process Owner | Credit Risk Management | Working Capital ImprovementWith over 19 years of combined experience in accounts receivable management, commercial credit risk, client relationship management, and strategic business planning, I am a proficient professional dedicated to maximizing revenue while minimizing risk. My extensive experience across multiple industries has honed my skills in data analytics, financial forecasting and analysis, working capital improvement, and flawless service delivery.As a dedicated change-agent and key business partner, I excel in fostering effective client relationships and implementing innovative risk mitigation strategies. My commitment to excellence is reflected in my ability to develop high-performing teams that consistently achieve growth and improvement.I am passionate about leveraging my skills and experience to contribute to the success of forward-thinking organizations. My interest to progress my growth in franchise operations, commercial credit risk, consulting, project management, and organizational leadership drives my continuous pursuit of excellence.