AeroLeads people directory · profile
Kebin Lu Email & Phone Number
Consumer Lending Program Manager for Analytics and Risk
at
Golden 1 Credit Union
1 work email found
@fico.com
LinkedIn matched
✓ Verified Jul 2026
4 data sources
Profile completeness 100%
Current company
Role
Consumer Lending Program Manager for Analytics and Risk
Location
Dublin, California, United States
Company size
Who is Kebin Lu? Overview
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Quick answer
Kebin Lu is listed as Consumer Lending Program Manager for Analytics and Risk at Golden 1 Credit Union, a with 1894 employees, based in Dublin, California, United States. AeroLeads shows a work email signal at fico.com and a matched LinkedIn profile for Kebin Lu.
Kebin Lu previously worked as Principal Consultant at Fico and Principal Consultant - Consumer Risk Strategy Management at Fico. Kebin Lu holds Master Of Science (Ms), Statistics from The University Of Alabama.
Company email context
Email format at Golden 1 Credit Union
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{first}{last}@fico.com
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Profile bio
About Kebin Lu
Experienced credit risk professional with over 15 years of expertise in banking across both mature and start-up markets in the North America market. Strong background in Consumer Finance and Lending analytics practice, proficient in data analysis, model/strategy development, operations management, and process optimization.With comprehensive experience throughout the credit life cycle - from new account origination to portfolio management and collections—I am passionate about driving results through strategic risk management and operational excellence.
Listed skills include Credit Cards, Analytics, Predictive Modeling, Predictive Analytics, and 1 others.
Current workplace
Kebin Lu's current company
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Golden 1 Credit Union
8 roles · 24 years
Kebin Lu work experience
A career timeline built from the work history available for this profile.
Principal Consultant
Principal Consultant - Consumer Risk Strategy Management
- Provide comprehensive consulting services across the credit lifecycle, encompassing pricing strategies, originations, collections, and model validation, to a diverse client base that includes international banks, credit unions, telecom companies, and auto lenders.- Leverage FICO's decision platforms and tools to help organizations optimize their processes, enhance decision-making, and achieve their strategic objectives.
Analytic Team Lead
- Managed Banking Attrition Analytics to support full spectrum of customer retention program initiatives, including attrition score delivery, retention strategy development with preventive measures, which enable banking clients to improve customer retention and reduce impact to portfolio profitability - Brought the discipline of financial modeling and risk management to advanced Workforce analytic and applied machine learning techniques on the employee’s data to predict high performing employees at risk of leaving within the next few months
2018 - Jun 2021
Sr. Manager
- Provided analytic support and market insight for internal and external clients- Developed unique processes and algorithms for external clients, which led to 2 patent filings- Mentored and trained junior team members for analytic approach
Apr 2014 - Dec 2018
Manager Business Analytic
- Managed analytic programs for multiple portfolios across formats and districts- Liaised with external credit card issuing partner to drive credit balance growth- Key enablers for Sears Gift Card Mall launch in all Sears formats across the country
Oct 2008 - May 2014
Risk Consultant
- Developed full cycle account management strategies for bank card portfolios across all credit spectrum, including statistical credit decision modeling and scoring, cross-portfolio quantitative analytics- Built and deployed strategic, repeatable offerings (dashboards & reports) to address business needs for quarterly business review
2003 - 2008
~5 yrs
Portfolio Specialist
2003 - 2003
1 education record
Kebin Lu education
-
The University Of Alabama
FAQ
Frequently asked questions about Kebin Lu
Quick answers generated from the profile data available on this page.
What company does Kebin Lu work for?
Kebin Lu works for Golden 1 Credit Union.
What is Kebin Lu's role at Golden 1 Credit Union?
Kebin Lu is listed as Consumer Lending Program Manager for Analytics and Risk at Golden 1 Credit Union.
What is Kebin Lu's email address?
AeroLeads has found 1 work email signal at @fico.com for Kebin Lu at Golden 1 Credit Union.
Where is Kebin Lu based?
Kebin Lu is based in Dublin, California, United States while working with Golden 1 Credit Union.
What companies has Kebin Lu worked for?
Kebin Lu has worked for Golden 1 Credit Union, Fico, Pegasus Knowledge Solutions, Visa, and Sears Holdings Management Corporation.
How can I contact Kebin Lu?
You can use AeroLeads to view verified contact signals for Kebin Lu at Golden 1 Credit Union, including work email, phone, and LinkedIn data when available.
What schools did Kebin Lu attend?
Kebin Lu holds Master Of Science (Ms), Statistics from The University Of Alabama.
What skills is Kebin Lu known for?
Kebin Lu is listed with skills including Credit Cards, Analytics, Predictive Modeling, Predictive Analytics, and Sas.
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