Income-Producing Real Estate Risk Rating Model• Assessed data quality and accuracy in data sources, propose treatments for data anomalies• Deep dived data attributes to identify potential risk drivers (i.e., predictors of default)• Applied Weight of Evidence transformation to evaluate the predictive power of continuous, ordinal, and categorical variables.• Validated model appropriateness and performance based on in- and out-sample testing result as well as subgroup analysis Fraud Strategy & Analytics• Hands-on experience in analyzing retail banking transactional data(200K+ records) • Deep understanding of commercial and retail payment products• Created complex features by using SQL joining and various data manipulation techniques• Developed rules to mitigate fraud trend (Taxi Scam, Worthless Deposits in multiple locations)• Used key metrics (value detection rate & false positive rate) to evaluate rule performanceTim Hortons RUTR• Worked on a consulting project for Tim Hortons, tasked to improve the profitability of their iconic program – Roll Up The Rim (RUTR) Campaign• Explored past campaign data and generated insights using data analytics techniques using Excel (Pivot tables and advanced functions)• Utilized data driven strategy principal to deconstruct the campaign profit into determining key factors (Location of Store / Winning rate / Add-on rate / Add-on items)

• Demonstrated working knowledge of Supply Chain Management (SCM) and complex business logic and processes• Utilized SQL for data extraction and aggregation in summary report • Developed dynamic dashboard using Excel and Tableau to forecast SO(sales order) and PO(purchase order) for the next quarter • Maintained Strong communication with team members through regular reporting

• Participated in the development and maintenance of the front-end and back-end website by using JavaScript and bootstrap plugin

• Attained Barista Certification• Achieved Sales Champion of the second quarter